WallStSmart

Natural Grocers by Vitamin Cottage Inc (NGVC)vsWeis Markets Inc (WMK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Weis Markets Inc generates 276% more annual revenue ($4.96B vs $1.32B). NGVC leads profitability with a 3.3% profit margin vs 1.9%. WMK appears more attractively valued with a PEG of 1.38. NGVC earns a higher WallStSmart Score of 60/100 (C+).

NGVC

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 10.0Quality: 5.0

WMK

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 4.5Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 5.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NGVCUndervalued (+71.9%)

Margin of Safety

+71.9%

Fair Value

$87.98

Current Price

$25.32

$62.66 discount

UndervaluedFair: $87.98Overvalued
WMKSignificantly Overvalued (-185.3%)

Margin of Safety

-185.3%

Fair Value

$24.82

Current Price

$66.21

$41.39 premium

UndervaluedFair: $24.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NGVC4 strengths · Avg: 8.3/10
Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

WMK3 strengths · Avg: 9.7/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
5.1710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

NGVC3 concerns · Avg: 3.0/10
Market CapQuality
$730.40M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

WMK4 concerns · Avg: 3.0/10
Market CapQuality
$1.67B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.7%3/10

ROE of 6.7% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : NGVC

The strongest argument for NGVC centers on Return on Equity, P/E Ratio, Price/Book. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : WMK

The strongest argument for WMK centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : NGVC

The primary concerns for NGVC are Market Cap, Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : WMK

The primary concerns for WMK are Market Cap, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

NGVC carries more volatility with a beta of 1.20 — expect wider price swings.

NGVC is growing revenue faster at 6.3% — sustainability is the question.

WMK generates stronger free cash flow (38M), providing more financial flexibility.

Monitor GROCERY STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NGVC scores higher overall (60/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Natural Grocers by Vitamin Cottage Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.

Weis Markets Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Weis Markets, Inc. is a food retailer in Pennsylvania and the surrounding states. The company is headquartered in Sunbury, Pennsylvania.

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