WallStSmart

Ralph Lauren Corp Class A (RL)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 14% more annual revenue ($9.51B vs $8.36B). RL leads profitability with a 11.8% profit margin vs 2.9%. VFC appears more attractively valued with a PEG of 0.32. RL earns a higher WallStSmart Score of 66/100 (B-).

RL

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52

VFC

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RLSignificantly Overvalued (-76.4%)

Margin of Safety

-76.4%

Fair Value

$203.85

Current Price

$346.06

$142.21 premium

UndervaluedFair: $203.85Overvalued
VFCUndervalued (+68.4%)

Margin of Safety

+68.4%

Fair Value

$65.94

Current Price

$13.52

$52.42 discount

UndervaluedFair: $65.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RL3 strengths · Avg: 9.3/10
Return on EquityProfitability
36.1%10/10

Every $100 of equity generates 36 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

VFC3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3210/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Areas to Watch

RL2 concerns · Avg: 3.5/10
PEG RatioValuation
1.804/10

Expensive relative to growth rate

Debt/EquityHealth
1.103/10

Elevated debt levels

VFC4 concerns · Avg: 2.3/10
Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Free Cash FlowQuality
$-115.76M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, EPS Growth. Revenue growth of 14.0% demonstrates continued momentum.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.32 suggests the stock is reasonably priced for its growth.

Bear Case : RL

The primary concerns for RL are PEG Ratio, Debt/Equity.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Free Cash Flow. Debt-to-equity of 2.81 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

VFC carries more volatility with a beta of 1.60 — expect wider price swings.

RL is growing revenue faster at 14.0% — sustainability is the question.

RL generates stronger free cash flow (286M), providing more financial flexibility.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RL scores higher overall (66/100 vs 62/100) and 14.0% revenue growth. VFC offers better value entry with a 68.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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