WallStSmart

Ralph Lauren Corp Class A (RL)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 58% more annual revenue ($12.78B vs $8.11B). RL leads profitability with a 11.6% profit margin vs 5.5%. VFC appears more attractively valued with a PEG of 0.36. VFC earns a higher WallStSmart Score of 63/100 (C+).

RL

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52

VFC

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 5.0Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RLSignificantly Overvalued (-86.7%)

Margin of Safety

-86.7%

Fair Value

$192.53

Current Price

$395.53

$203.00 premium

UndervaluedFair: $192.53Overvalued
VFCUndervalued (+76.9%)

Margin of Safety

+76.9%

Fair Value

$90.19

Current Price

$14.99

$75.20 discount

UndervaluedFair: $90.19Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RL4 strengths · Avg: 9.0/10
Return on EquityProfitability
33.1%10/10

Every $100 of equity generates 33 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

EPS GrowthGrowth
20.0%8/10

Earnings expanding 20.0% YoY

VFC3 strengths · Avg: 9.3/10
PEG RatioValuation
0.3610/10

Growing faster than its price suggests

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

RL4 concerns · Avg: 3.8/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

P/E RatioValuation
25.2x4/10

Moderate valuation

Price/BookValuation
8.4x4/10

Trading at 8.4x book value

Debt/EquityHealth
1.053/10

Elevated debt levels

VFC4 concerns · Avg: 2.0/10
Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Operating MarginProfitability
-5.5%1/10

Operating margin of -5.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, Revenue Growth. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.36 suggests the stock is reasonably priced for its growth.

Bear Case : RL

The primary concerns for RL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.81 is elevated, increasing financial risk.

Key Dynamics to Monitor

RL profiles as a growth stock while VFC is a value play — different risk/reward profiles.

RL carries more volatility with a beta of 1.35 — expect wider price swings.

RL is growing revenue faster at 16.6% — sustainability is the question.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VFC scores higher overall (63/100 vs 62/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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