WallStSmart

Navan, Inc. Class A Common Stock (NAVN)vsPalo Alto Networks Inc (PANW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palo Alto Networks Inc generates 1193% more annual revenue ($9.89B vs $765.03M). PANW leads profitability with a 13.0% profit margin vs -46.7%. PANW earns a higher WallStSmart Score of 57/100 (C).

NAVN

Avoid

33

out of 100

Grade: F

Growth: 8.0Profit: 2.0Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 0.23

PANW

Buy

57

out of 100

Grade: C

Growth: 8.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NAVN.

PANWUndervalued (+39.7%)

Margin of Safety

+39.7%

Fair Value

$441.96

Current Price

$272.05

$169.91 discount

UndervaluedFair: $441.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NAVN2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
39.9%10/10

Revenue surging 39.9% year-over-year

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PANW3 strengths · Avg: 10.0/10
Market CapQuality
$241.01B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
60.5%10/10

Earnings expanding 60.5% YoY

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Areas to Watch

NAVN4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-33.0%2/10

ROE of -33.0% — below average capital efficiency

Altman Z-ScoreHealth
0.232/10

Distress zone — elevated risk

Profit MarginProfitability
-46.7%1/10

Currently unprofitable

PANW4 concerns · Avg: 2.5/10
Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
5.042/10

Expensive relative to growth rate

P/E RatioValuation
256.2x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : NAVN

The strongest argument for NAVN centers on Revenue Growth, Debt/Equity. Revenue growth of 39.9% demonstrates continued momentum.

Bull Case : PANW

The strongest argument for PANW centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 14.9% demonstrates continued momentum.

Bear Case : NAVN

The primary concerns for NAVN are EPS Growth, Return on Equity, Altman Z-Score.

Bear Case : PANW

The primary concerns for PANW are Return on Equity, Piotroski F-Score, PEG Ratio. A P/E of 256.2x leaves little room for execution misses.

Key Dynamics to Monitor

NAVN profiles as a hypergrowth stock while PANW is a value play — different risk/reward profiles.

NAVN is growing revenue faster at 39.9% — sustainability is the question.

PANW generates stronger free cash flow (788M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PANW scores higher overall (57/100 vs 33/100) and 14.9% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Navan, Inc. Class A Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company is headquartered in Palo Alto, California.

Palo Alto Networks Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palo Alto Networks, Inc. provides cybersecurity platform solutions globally. The company is headquartered in Santa Clara, California.

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