Navan, Inc. Class A Common Stock (NAVN)vsShopify Inc (SHOP)
NAVN
Navan, Inc. Class A Common Stock
$26.63
-1.37%
TECHNOLOGY · Cap: $7.03B
SHOP
Shopify Inc
$166.89
-0.79%
TECHNOLOGY · Cap: $215.16B
Smart Verdict
WallStSmart Research — data-driven comparison
Shopify Inc generates 1507% more annual revenue ($13.27B vs $825.87M). SHOP leads profitability with a 14.5% profit margin vs -42.1%. SHOP earns a higher WallStSmart Score of 63/100 (C+).
NAVN
Avoid28
out of 100
Grade: F
SHOP
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NAVN.
Margin of Safety
+22.4%
Fair Value
$150.73
Current Price
$166.89
$16.16 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 35.4% year-over-year
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Revenue surging 33.7% year-over-year
Earnings expanding 68.1% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Areas to Watch
0.0% earnings growth
Weak financial health signals
ROE of -33.0% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Trading at 17.0x book value
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : NAVN
The strongest argument for NAVN centers on Revenue Growth, Debt/Equity. Revenue growth of 35.4% demonstrates continued momentum.
Bull Case : SHOP
The strongest argument for SHOP centers on Market Cap, Revenue Growth, EPS Growth. Revenue growth of 33.7% demonstrates continued momentum.
Bear Case : NAVN
The primary concerns for NAVN are EPS Growth, Piotroski F-Score, Return on Equity.
Bear Case : SHOP
The primary concerns for SHOP are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 112.0x leaves little room for execution misses.
Key Dynamics to Monitor
NAVN profiles as a hypergrowth stock while SHOP is a growth play — different risk/reward profiles.
NAVN is growing revenue faster at 35.4% — sustainability is the question.
SHOP generates stronger free cash flow (654M), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SHOP scores higher overall (63/100 vs 28/100) and 33.7% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Navan, Inc. Class A Common Stock
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company is headquartered in Palo Alto, California.
Shopify Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.
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