WallStSmart

Nordic American Tankers Limited (NAT)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 176637% more annual revenue ($323.90B vs $183.27M). XOM leads profitability with a 8.9% profit margin vs 6.7%. NAT appears more attractively valued with a PEG of 1.21. NAT earns a higher WallStSmart Score of 54/100 (C-).

NAT

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 1.50

XOM

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 6.0Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NATUndervalued (+71.6%)

Margin of Safety

+71.6%

Fair Value

$15.84

Current Price

$5.53

$10.31 discount

UndervaluedFair: $15.84Overvalued
XOMSignificantly Overvalued (-46.3%)

Margin of Safety

-46.3%

Fair Value

$105.46

Current Price

$154.67

$49.21 premium

UndervaluedFair: $105.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NAT3 strengths · Avg: 9.3/10
Operating MarginProfitability
34.8%10/10

Strong operational efficiency at 34.8%

EPS GrowthGrowth
1298.0%10/10

Earnings expanding 1298.0% YoY

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$642.90B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.23B8/10

Generating 5.2B in free cash flow

Areas to Watch

NAT4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Market CapQuality
$1.17B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
6.7%3/10

6.7% margin — thin

XOM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : NAT

The strongest argument for NAT centers on Operating Margin, EPS Growth, Price/Book. PEG of 1.21 suggests the stock is reasonably priced for its growth.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : NAT

The primary concerns for NAT are Altman Z-Score, Market Cap, Return on Equity. A P/E of 92.2x leaves little room for execution misses.

Bear Case : XOM

The primary concerns for XOM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

XOM carries more volatility with a beta of 0.29 — expect wider price swings.

XOM is growing revenue faster at -1.3% — sustainability is the question.

XOM generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor OIL & GAS MIDSTREAM industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NAT scores higher overall (54/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nordic American Tankers Limited

ENERGY · OIL & GAS MIDSTREAM · USA

Nordic American Tankers Limited, a tanker company, acquires and leases double-hull tankers in Bermuda and internationally. The company is headquartered in Hamilton, Bermuda.

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Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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