WallStSmart

Micron Technology Inc (MU)vsStoneCo Ltd (STNE)

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Smart Verdict

WallStSmart Research — data-driven comparison

Micron Technology Inc generates 880% more annual revenue ($133.19B vs $13.59B). MU leads profitability with a 63.8% profit margin vs 24.7%. STNE trades at a lower P/E of 3.0x. MU earns a higher WallStSmart Score of 83/100 (A-).

MU

Exceptional Buy

83

out of 100

Grade: A-

Growth: 10.0Profit: 10.0Value: 8.3Quality: 9.5
Piotroski: 6/9Altman Z: 5.13

STNE

Strong Buy

66

out of 100

Grade: B-

Growth: 4.7Profit: 8.5Value: 8.3Quality: 4.0
Piotroski: 4/9Altman Z: 0.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MU.

STNEUndervalued (+79.2%)

Margin of Safety

+79.2%

Fair Value

$85.05

Current Price

$7.49

$77.56 discount

UndervaluedFair: $85.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MU6 strengths · Avg: 10.0/10
Market CapQuality
$1.00T10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.1610/10

Growing faster than its price suggests

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
61.4%10/10

Every $100 of equity generates 61 in profit

Profit MarginProfitability
63.8%10/10

Keeps 64 of every $100 in revenue as profit

Operating MarginProfitability
80.7%10/10

Strong operational efficiency at 80.7%

STNE6 strengths · Avg: 9.3/10
P/E RatioValuation
3.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.6%10/10

Strong operational efficiency at 39.6%

Return on EquityProfitability
28.4%9/10

Every $100 of equity generates 28 in profit

Profit MarginProfitability
24.7%9/10

Keeps 25 of every $100 in revenue as profit

Free Cash FlowQuality
$1.69B8/10

Generating 1.7B in free cash flow

Areas to Watch

MU0 concerns · Avg: 0/10

No major concerns identified

STNE4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

Market CapQuality
$1.79B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.813/10

Elevated debt levels

EPS GrowthGrowth
-16.6%2/10

Earnings declined 16.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, P/E Ratio. Profitability is solid with margins at 63.8% and operating margin at 80.7%. Revenue growth of 379.3% demonstrates continued momentum.

Bull Case : STNE

The strongest argument for STNE centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 24.7% and operating margin at 39.6%.

Bear Case : MU

No major red flags identified for MU, but monitor valuation.

Bear Case : STNE

The primary concerns for STNE are Revenue Growth, Market Cap, Debt/Equity. Debt-to-equity of 1.81 is elevated, increasing financial risk.

Key Dynamics to Monitor

MU profiles as a growth stock while STNE is a value play — different risk/reward profiles.

MU carries more volatility with a beta of 2.23 — expect wider price swings.

MU is growing revenue faster at 379.3% — sustainability is the question.

MU generates stronger free cash flow (32.9B), providing more financial flexibility.

Bottom Line

MU scores higher overall (83/100 vs 66/100), backed by strong 63.8% margins and 379.3% revenue growth. STNE offers better value entry with a 79.2% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

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StoneCo Ltd

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

StoneCo Ltd. provides fintech solutions to merchants and integrated partners to conduct e-commerce through store, online and mobile channels in Brazil.

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