WallStSmart

Micron Technology Inc (MU)vsQ2 Holdings (QTWO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Micron Technology Inc generates 10888% more annual revenue ($90.27B vs $821.58M). MU leads profitability with a 55.9% profit margin vs 9.0%. MU appears more attractively valued with a PEG of 0.14. MU earns a higher WallStSmart Score of 80/100 (A-).

MU

Exceptional Buy

80

out of 100

Grade: A-

Growth: 8.7Profit: 10.0Value: 7.0Quality: 9.0
Piotroski: 4/9Altman Z: 3.06

QTWO

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 6.0Value: 3.7Quality: 4.0
Piotroski: 4/9Altman Z: 0.76

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MU6 strengths · Avg: 10.0/10
Market CapQuality
$977.44B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.1410/10

Growing faster than its price suggests

Return on EquityProfitability
50.1%10/10

Every $100 of equity generates 50 in profit

Profit MarginProfitability
55.9%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
80.4%10/10

Strong operational efficiency at 80.4%

Revenue GrowthGrowth
345.7%10/10

Revenue surging 345.7% year-over-year

QTWO1 strengths · Avg: 10.0/10
EPS GrowthGrowth
471.4%10/10

Earnings expanding 471.4% YoY

Areas to Watch

MU1 concerns · Avg: 4.0/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

QTWO3 concerns · Avg: 2.0/10
PEG RatioValuation
8.942/10

Expensive relative to growth rate

P/E RatioValuation
49.2x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, Return on Equity. Profitability is solid with margins at 55.9% and operating margin at 80.4%. Revenue growth of 345.7% demonstrates continued momentum.

Bull Case : QTWO

The strongest argument for QTWO centers on EPS Growth. Revenue growth of 14.1% demonstrates continued momentum.

Bear Case : MU

The primary concerns for MU are Price/Book.

Bear Case : QTWO

The primary concerns for QTWO are PEG Ratio, P/E Ratio, Altman Z-Score. A P/E of 49.2x leaves little room for execution misses.

Key Dynamics to Monitor

MU profiles as a growth stock while QTWO is a value play — different risk/reward profiles.

MU carries more volatility with a beta of 2.14 — expect wider price swings.

MU is growing revenue faster at 345.7% — sustainability is the question.

MU generates stronger free cash flow (17.6B), providing more financial flexibility.

Bottom Line

MU scores higher overall (80/100 vs 51/100), backed by strong 55.9% margins and 345.7% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

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Q2 Holdings

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Q2 Holdings, Inc. provides cloud-based digital banking solutions to Community and Regional Financial Institutions (RCFIs) in the United States. The company is headquartered in Austin, Texas.

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