WallStSmart

Mid Penn Bancorp (MPB)vsSun Life Financial Inc. (SLF)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 12702% more annual revenue ($35.53B vs $277.51M). MPB leads profitability with a 25.8% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.33. SLF earns a higher WallStSmart Score of 67/100 (B-).

MPB

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: -0.78

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.7Quality: 6.5
Piotroski: 5/9Altman Z: 0.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MPB6 strengths · Avg: 9.5/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
40.5%10/10

Strong operational efficiency at 40.5%

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Profit MarginProfitability
25.8%9/10

Keeps 26 of every $100 in revenue as profit

Revenue GrowthGrowth
22.5%8/10

Revenue surging 22.5% year-over-year

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

MPB4 concerns · Avg: 2.5/10
Market CapQuality
$867.98M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

PEG RatioValuation
12.662/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.782/10

Distress zone — elevated risk

SLF1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.322/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MPB

The strongest argument for MPB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 25.8% and operating margin at 40.5%. Revenue growth of 22.5% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : MPB

The primary concerns for MPB are Market Cap, Return on Equity, PEG Ratio.

Bear Case : SLF

The primary concerns for SLF are Altman Z-Score.

Key Dynamics to Monitor

MPB profiles as a growth stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.79 — expect wider price swings.

MPB is growing revenue faster at 22.5% — sustainability is the question.

SLF generates stronger free cash flow (90M), providing more financial flexibility.

Bottom Line

SLF scores higher overall (67/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mid Penn Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mid Penn Bancorp, Inc. is the banking holding company for Mid Penn Bank providing commercial banking services to individuals, partnerships, non-profit organizations, and corporations. The company is headquartered in Millersburg, Pennsylvania.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

Want to dig deeper into these stocks?