WallStSmart

Modine Manufacturing Company (MOD)vsPHINIA Inc. (PHIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PHINIA Inc. generates 21% more annual revenue ($3.48B vs $2.87B). PHIN leads profitability with a 3.7% profit margin vs 3.4%. PHIN trades at a lower P/E of 21.3x. PHIN earns a higher WallStSmart Score of 56/100 (C).

MOD

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 6.0Value: 4.7Quality: 7.8
Piotroski: 6/9Altman Z: 3.26

PHIN

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 8.3Quality: 7.0
Piotroski: 4/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MODSignificantly Overvalued (-1654.6%)

Margin of Safety

-1654.6%

Fair Value

$12.51

Current Price

$232.89

$220.38 premium

UndervaluedFair: $12.51Overvalued
PHINUndervalued (+48.7%)

Margin of Safety

+48.7%

Fair Value

$151.63

Current Price

$68.89

$82.74 discount

UndervaluedFair: $151.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MOD3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
30.5%10/10

Revenue surging 30.5% year-over-year

Altman Z-ScoreHealth
3.2610/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.808/10

Growing faster than its price suggests

PHIN2 strengths · Avg: 9.0/10
EPS GrowthGrowth
921.0%10/10

Earnings expanding 921.0% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

MOD4 concerns · Avg: 2.8/10
Price/BookValuation
11.0x4/10

Trading at 11.0x book value

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

P/E RatioValuation
126.6x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-3.5%2/10

Earnings declined 3.5%

PHIN2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : MOD

The strongest argument for MOD centers on Revenue Growth, Altman Z-Score, PEG Ratio. Revenue growth of 30.5% demonstrates continued momentum. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : PHIN

The strongest argument for PHIN centers on EPS Growth, Price/Book.

Bear Case : MOD

The primary concerns for MOD are Price/Book, Profit Margin, P/E Ratio. A P/E of 126.6x leaves little room for execution misses. Thin 3.4% margins leave little buffer for downturns.

Bear Case : PHIN

The primary concerns for PHIN are Altman Z-Score, Profit Margin. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

MOD profiles as a hypergrowth stock while PHIN is a value play — different risk/reward profiles.

MOD carries more volatility with a beta of 1.68 — expect wider price swings.

MOD is growing revenue faster at 30.5% — sustainability is the question.

PHIN generates stronger free cash flow (67M), providing more financial flexibility.

Bottom Line

PHIN scores higher overall (56/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Modine Manufacturing Company

CONSUMER CYCLICAL · AUTO PARTS · USA

Modine Manufacturing Company provides heat transfer systems and heat transfer components designed for use in on-highway and off-highway original equipment manufacturer (OEM) vehicular applications. The company is headquartered in Racine, Wisconsin.

PHINIA Inc.

CONSUMER CYCLICAL · AUTO PARTS · USA

PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.

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