WallStSmart

AutoZone Inc (AZO)vsPHINIA Inc. (PHIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AutoZone Inc generates 454% more annual revenue ($19.29B vs $3.48B). AZO leads profitability with a 12.8% profit margin vs 3.7%. PHIN trades at a lower P/E of 21.3x. PHIN earns a higher WallStSmart Score of 56/100 (C).

AZO

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 6.5Value: 7.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.23

PHIN

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 8.3Quality: 7.0
Piotroski: 4/9Altman Z: 1.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AZOSignificantly Overvalued (-284.5%)

Margin of Safety

-284.5%

Fair Value

$971.52

Current Price

$3386.14

$2414.62 premium

UndervaluedFair: $971.52Overvalued
PHINUndervalued (+48.7%)

Margin of Safety

+48.7%

Fair Value

$151.63

Current Price

$68.89

$82.74 discount

UndervaluedFair: $151.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AZO2 strengths · Avg: 9.5/10
Debt/EquityHealth
-3.7310/10

Conservative balance sheet, low leverage

Market CapQuality
$55.27B9/10

Large-cap with strong market position

PHIN2 strengths · Avg: 9.0/10
EPS GrowthGrowth
921.0%10/10

Earnings expanding 921.0% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

AZO4 concerns · Avg: 2.8/10
PEG RatioValuation
1.824/10

Expensive relative to growth rate

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

EPS GrowthGrowth
-2.3%2/10

Earnings declined 2.3%

Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

PHIN2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : AZO

The strongest argument for AZO centers on Debt/Equity, Market Cap.

Bull Case : PHIN

The strongest argument for PHIN centers on EPS Growth, Price/Book.

Bear Case : AZO

The primary concerns for AZO are PEG Ratio, Return on Equity, EPS Growth.

Bear Case : PHIN

The primary concerns for PHIN are Altman Z-Score, Profit Margin. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

PHIN carries more volatility with a beta of 1.26 — expect wider price swings.

AZO is growing revenue faster at 8.2% — sustainability is the question.

Monitor AUTO PARTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PHIN scores higher overall (56/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AutoZone Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

AutoZone, Inc. is an American retailer of aftermarket automotive parts and accessories, the largest in the United States.

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PHINIA Inc.

CONSUMER CYCLICAL · AUTO PARTS · USA

PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.

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