WallStSmart

Mastech Holdings Inc (MHH)vsInsperity Inc (NSP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Insperity Inc generates 3617% more annual revenue ($6.84B vs $184.14M). MHH leads profitability with a 1.3% profit margin vs -0.4%. MHH appears more attractively valued with a PEG of 0.95. MHH earns a higher WallStSmart Score of 54/100 (C-).

MHH

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 4.0Value: 6.7Quality: 7.3
Piotroski: 3/9

NSP

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 3.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MHHUndervalued (+27.3%)

Margin of Safety

+27.3%

Fair Value

$9.45

Current Price

$6.38

$3.07 discount

UndervaluedFair: $9.45Overvalued
NSPUndervalued (+71.4%)

Margin of Safety

+71.4%

Fair Value

$104.80

Current Price

$35.38

$69.42 discount

UndervaluedFair: $104.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MHH4 strengths · Avg: 9.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
281.0%10/10

Earnings expanding 281.0% YoY

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.958/10

Growing faster than its price suggests

NSP1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.5510/10

Safe zone — low bankruptcy risk

Areas to Watch

MHH4 concerns · Avg: 3.3/10
P/E RatioValuation
33.4x4/10

Premium valuation, high expectations priced in

Market CapQuality
$76.07M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.5%3/10

ROE of 2.5% — below average capital efficiency

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

NSP4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

Price/BookValuation
20.1x2/10

Trading at 20.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : MHH

The strongest argument for MHH centers on Price/Book, EPS Growth, Debt/Equity. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : NSP

The strongest argument for NSP centers on Altman Z-Score. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : MHH

The primary concerns for MHH are P/E Ratio, Market Cap, Return on Equity. Thin 1.3% margins leave little buffer for downturns.

Bear Case : NSP

The primary concerns for NSP are Revenue Growth, Market Cap, Operating Margin. Debt-to-equity of 6.42 is elevated, increasing financial risk.

Key Dynamics to Monitor

MHH profiles as a value stock while NSP is a turnaround play — different risk/reward profiles.

MHH carries more volatility with a beta of 0.91 — expect wider price swings.

NSP is growing revenue faster at 1.7% — sustainability is the question.

MHH generates stronger free cash flow (-3M), providing more financial flexibility.

Bottom Line

MHH scores higher overall (54/100 vs 37/100). NSP offers better value entry with a 71.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mastech Holdings Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Mastech Digital, Inc. provides digital transformation IT services to large, medium, and small businesses in the United States. The company is headquartered in Pittsburgh, Pennsylvania.

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Insperity Inc

INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA

Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company is headquartered in Kingwood, Texas.

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