Mizuho Financial Group Inc. (MFG)vsShinhan Financial Group Co Ltd (SHG)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
SHG
Shinhan Financial Group Co Ltd
$61.74
+0.90%
FINANCIAL SERVICES · Cap: $30.49B
Smart Verdict
WallStSmart Research — data-driven comparison
Shinhan Financial Group Co Ltd generates 291% more annual revenue ($15.72T vs $4.02T). SHG leads profitability with a 31.6% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. SHG earns a higher WallStSmart Score of 76/100 (B+).
MFG
Strong Buy74
out of 100
Grade: B
SHG
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+77.6%
Fair Value
$304.67
Current Price
$61.74
$242.93 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 36.7%
Revenue surging 21.6% year-over-year
Earnings expanding 35.0% YoY
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : SHG
The strongest argument for SHG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.6% and operating margin at 36.7%. Revenue growth of 21.6% demonstrates continued momentum.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : SHG
The primary concerns for SHG are PEG Ratio, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
MFG profiles as a mature stock while SHG is a growth play — different risk/reward profiles.
SHG carries more volatility with a beta of 0.71 — expect wider price swings.
SHG is growing revenue faster at 21.6% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SHG scores higher overall (76/100 vs 74/100), backed by strong 31.6% margins and 21.6% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Shinhan Financial Group Co Ltd
FINANCIAL SERVICES · BANKS - REGIONAL · China
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company is headquartered in Seoul, South Korea.
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