Mizuho Financial Group Inc. (MFG)vsShinhan Financial Group Co Ltd (SHG)
MFG
Mizuho Financial Group Inc.
$10.15
-0.88%
FINANCIAL SERVICES · Cap: $115.97B
SHG
Shinhan Financial Group Co Ltd
$65.32
+1.66%
FINANCIAL SERVICES · Cap: $31.38B
Smart Verdict
WallStSmart Research — data-driven comparison
Shinhan Financial Group Co Ltd generates 263% more annual revenue ($15.98T vs $4.40T). SHG leads profitability with a 32.0% profit margin vs 28.4%. MFG appears more attractively valued with a PEG of 1.65. MFG earns a higher WallStSmart Score of 78/100 (B+).
MFG
Strong Buy78
out of 100
Grade: B+
SHG
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 32.5%
Earnings expanding 680.0% YoY
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 51.4%
Generating 13.1T in free cash flow
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Operating Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 32.5%. Revenue growth of 16.7% demonstrates continued momentum.
Bull Case : SHG
The strongest argument for SHG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.0% and operating margin at 51.4%.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Bear Case : SHG
The primary concerns for SHG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.46 is elevated, increasing financial risk.
Key Dynamics to Monitor
MFG profiles as a growth stock while SHG is a mature play — different risk/reward profiles.
SHG carries more volatility with a beta of 0.66 — expect wider price swings.
MFG is growing revenue faster at 16.7% — sustainability is the question.
SHG generates stronger free cash flow (13.1T), providing more financial flexibility.
Bottom Line
MFG scores higher overall (78/100 vs 68/100), backed by strong 28.4% margins and 16.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Shinhan Financial Group Co Ltd
FINANCIAL SERVICES · BANKS - REGIONAL · China
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company is headquartered in Seoul, South Korea.
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