Mizuho Financial Group Inc. (MFG)vsProvident Financial Services Inc (PFS)
MFG
Mizuho Financial Group Inc.
$10.15
-4.63%
FINANCIAL SERVICES · Cap: $115.97B
PFS
Provident Financial Services Inc
$23.01
+0.72%
FINANCIAL SERVICES · Cap: $3.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 496713% more annual revenue ($4.40T vs $886.01M). PFS leads profitability with a 34.6% profit margin vs 28.4%. PFS appears more attractively valued with a PEG of 1.61. MFG earns a higher WallStSmart Score of 78/100 (B+).
MFG
Strong Buy78
out of 100
Grade: B+
PFS
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 32.5%
Earnings expanding 680.0% YoY
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 53.5%
Earnings expanding 24.2% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Operating Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 32.5%. Revenue growth of 16.7% demonstrates continued momentum.
Bull Case : PFS
The strongest argument for PFS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.6% and operating margin at 53.5%.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Bear Case : PFS
The primary concerns for PFS are PEG Ratio, Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
MFG profiles as a growth stock while PFS is a mature play — different risk/reward profiles.
PFS carries more volatility with a beta of 0.79 — expect wider price swings.
MFG is growing revenue faster at 16.7% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
MFG scores higher overall (78/100 vs 73/100), backed by strong 28.4% margins and 16.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Provident Financial Services Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Provident Financial Services, Inc. is the banking holding company for Provident Bank offering various banking products and services to individuals, families and businesses in the United States. The company is headquartered in Jersey City, New Jersey.
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