Mizuho Financial Group Inc. (MFG)vsOFG Bancorp (OFG)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
OFG
OFG Bancorp
$40.41
+1.28%
FINANCIAL SERVICES · Cap: $1.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 643855% more annual revenue ($4.02T vs $623.93M). OFG leads profitability with a 32.9% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. OFG earns a higher WallStSmart Score of 74/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
OFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+72.5%
Fair Value
$152.79
Current Price
$40.41
$112.38 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Growing faster than its price suggests
Areas to Watch
No major concerns identified
0.0% revenue growth
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : OFG
The strongest argument for OFG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.9% and operating margin at 33.1%. PEG of 0.92 suggests the stock is reasonably priced for its growth.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : OFG
The primary concerns for OFG are Revenue Growth, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
MFG profiles as a mature stock while OFG is a value play — different risk/reward profiles.
OFG carries more volatility with a beta of 0.71 — expect wider price swings.
MFG is growing revenue faster at 5.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 74/100), backed by strong 26.1% margins. OFG offers better value entry with a 72.5% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
OFG Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
OFG Bancorp, a financial holding company, offers a range of banking and financial services. The company is headquartered in San Juan, Puerto Rico.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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