Mizuho Financial Group Inc. (MFG)vsMidland States Bancorp, Inc. (MSBI)
MFG
Mizuho Financial Group Inc.
$11.45
+3.53%
FINANCIAL SERVICES · Cap: $136.43B
MSBI
Midland States Bancorp, Inc.
$33.45
+0.42%
FINANCIAL SERVICES · Cap: $695.82M
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 1656359% more annual revenue ($4.74T vs $286.15M). MFG leads profitability with a 29.1% profit margin vs 15.0%. MSBI appears more attractively valued with a PEG of 1.41. MFG earns a higher WallStSmart Score of 82/100 (A-).
MFG
Exceptional Buy82
out of 100
Grade: A-
MSBI
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 46.7%
Revenue surging 35.0% year-over-year
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 35.6%
Earnings expanding 86.0% YoY
Reasonable price relative to book value
18.0% revenue growth
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 7.5% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 46.7%. Revenue growth of 35.0% demonstrates continued momentum.
Bull Case : MSBI
The strongest argument for MSBI centers on Operating Margin, EPS Growth, Price/Book. Revenue growth of 18.0% demonstrates continued momentum. PEG of 1.41 suggests the stock is reasonably priced for its growth.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.91 is elevated, increasing financial risk.
Bear Case : MSBI
The primary concerns for MSBI are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
MSBI carries more volatility with a beta of 0.64 — expect wider price swings.
MFG is growing revenue faster at 35.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (82/100 vs 74/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Midland States Bancorp, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Midland States Bancorp, Inc. is a financial holding company for Midland States Bank offering various banking products and services to individuals, businesses, municipalities, and other entities. The company is headquartered in Effingham, Illinois.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?