WallStSmart

Mizuho Financial Group Inc. (MFG)vsMidWestOne Financial Group Inc (MOFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 1983165% more annual revenue ($4.40T vs $221.84M). MFG leads profitability with a 28.4% profit margin vs 26.4%. MFG appears more attractively valued with a PEG of 1.73. MFG earns a higher WallStSmart Score of 80/100 (B+).

MFG

Strong Buy

80

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 6/9Altman Z: 0.29

MOFG

Buy

55

out of 100

Grade: C

Growth: 2.0Profit: 7.5Value: 5.0Quality: 4.5
Piotroski: 3/9Altman Z: -0.66

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.3/10
Revenue GrowthGrowth
44.9%10/10

Revenue surging 44.9% year-over-year

EPS GrowthGrowth
680.0%10/10

Earnings expanding 680.0% YoY

Free Cash FlowQuality
$487.72B10/10

Generating 487.7B in free cash flow

Market CapQuality
$120.24B9/10

Large-cap with strong market position

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

MOFG5 strengths · Avg: 8.8/10
Operating MarginProfitability
41.7%10/10

Strong operational efficiency at 41.7%

Profit MarginProfitability
26.4%9/10

Keeps 26 of every $100 in revenue as profit

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

MFG3 concerns · Avg: 2.3/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Debt/EquityHealth
5.881/10

Elevated debt levels

MOFG4 concerns · Avg: 2.5/10
Market CapQuality
$1.02B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.522/10

Expensive relative to growth rate

Revenue GrowthGrowth
-14.6%2/10

Revenue declined 14.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Revenue Growth, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 25.9%. Revenue growth of 44.9% demonstrates continued momentum.

Bull Case : MOFG

The strongest argument for MOFG centers on Operating Margin, Profit Margin, Debt/Equity. Profitability is solid with margins at 26.4% and operating margin at 41.7%.

Bear Case : MFG

The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.

Bear Case : MOFG

The primary concerns for MOFG are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

MFG profiles as a growth stock while MOFG is a declining play — different risk/reward profiles.

MOFG carries more volatility with a beta of 1.06 — expect wider price swings.

MFG is growing revenue faster at 44.9% — sustainability is the question.

MFG generates stronger free cash flow (487.7B), providing more financial flexibility.

Bottom Line

MFG scores higher overall (80/100 vs 55/100), backed by strong 28.4% margins and 44.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

MidWestOne Financial Group Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

MidWestOne Financial Group, Inc. is the banking holding company for MidWestOne Bank offering commercial and retail banking products and services to individuals, businesses, government units, and institutional clients. The company is headquartered in Iowa City, Iowa.

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