WallStSmart

MercadoLibre Inc. (MELI)vsUnder Armour Inc C (UA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 481% more annual revenue ($28.89B vs $4.98B). MELI leads profitability with a 6.9% profit margin vs -10.4%. MELI appears more attractively valued with a PEG of 0.83. MELI earns a higher WallStSmart Score of 62/100 (C+).

MELI

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.5Value: 7.3Quality: 5.3
Piotroski: 2/9Altman Z: 2.04

UA

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.3Quality: 6.3
Piotroski: 4/9Altman Z: 2.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MELIUndervalued (+59.5%)

Margin of Safety

+59.5%

Fair Value

$4981.85

Current Price

$1767.02

$3214.83 discount

UndervaluedFair: $4981.85Overvalued
UAUndervalued (+80.1%)

Margin of Safety

+80.1%

Fair Value

$33.89

Current Price

$6.07

$27.82 discount

UndervaluedFair: $33.89Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MELI5 strengths · Avg: 9.0/10
Return on EquityProfitability
36.0%10/10

Every $100 of equity generates 36 in profit

Revenue GrowthGrowth
44.6%10/10

Revenue surging 44.6% year-over-year

Market CapQuality
$90.88B9/10

Large-cap with strong market position

PEG RatioValuation
0.838/10

Growing faster than its price suggests

Free Cash FlowQuality
$4.78B8/10

Generating 4.8B in free cash flow

UA1 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

MELI4 concerns · Avg: 3.0/10
Price/BookValuation
13.3x4/10

Trading at 13.3x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
45.5x2/10

Premium valuation, high expectations priced in

UA4 concerns · Avg: 2.5/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

Return on EquityProfitability
-30.4%2/10

ROE of -30.4% — below average capital efficiency

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

EPS GrowthGrowth
-98.9%2/10

Earnings declined 98.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : MELI

The strongest argument for MELI centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 44.6% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bull Case : UA

The strongest argument for UA centers on Price/Book.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Piotroski F-Score. A P/E of 45.5x leaves little room for execution misses.

Bear Case : UA

The primary concerns for UA are PEG Ratio, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

MELI profiles as a hypergrowth stock while UA is a turnaround play — different risk/reward profiles.

UA carries more volatility with a beta of 1.81 — expect wider price swings.

MELI is growing revenue faster at 44.6% — sustainability is the question.

MELI generates stronger free cash flow (4.8B), providing more financial flexibility.

Bottom Line

MELI scores higher overall (62/100 vs 39/100) and 44.6% revenue growth. UA offers better value entry with a 80.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

Under Armour Inc C

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Under Armour, Inc. is an American sports equipment company that manufactures footwear, sports and casual apparel. Under Armour's global headquarters are located in Baltimore, Maryland.

Want to dig deeper into these stocks?