WallStSmart

Marathon Digital Holdings Inc (MARA)vsCharles Schwab Corp (SCHW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Charles Schwab Corp generates 2537% more annual revenue ($23.92B vs $907.09M). SCHW leads profitability with a 37.0% profit margin vs -144.6%. MARA appears more attractively valued with a PEG of 0.10. SCHW earns a higher WallStSmart Score of 75/100 (B+).

MARA

Hold

49

out of 100

Grade: D+

Growth: 7.3Profit: 2.0Value: 6.7Quality: 4.3
Piotroski: 1/9Altman Z: 0.73

SCHW

Strong Buy

75

out of 100

Grade: B+

Growth: 8.0Profit: 8.0Value: 10.0Quality: 8.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MARA.

SCHWUndervalued (+56.5%)

Margin of Safety

+56.5%

Fair Value

$217.62

Current Price

$94.66

$122.96 discount

UndervaluedFair: $217.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MARA3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1010/10

Growing faster than its price suggests

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
86.7%10/10

Earnings expanding 86.7% YoY

SCHW6 strengths · Avg: 9.2/10
Profit MarginProfitability
37.0%10/10

Keeps 37 of every $100 in revenue as profit

Operating MarginProfitability
49.7%10/10

Strong operational efficiency at 49.7%

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Market CapQuality
$167.01B9/10

Large-cap with strong market position

Revenue GrowthGrowth
18.9%8/10

18.9% revenue growth

EPS GrowthGrowth
41.1%8/10

Earnings expanding 41.1% YoY

Areas to Watch

MARA4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-34.5%2/10

ROE of -34.5% — below average capital efficiency

Revenue GrowthGrowth
-5.6%2/10

Revenue declined 5.6%

Altman Z-ScoreHealth
0.732/10

Distress zone — elevated risk

SCHW1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-921.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : MARA

The strongest argument for MARA centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.10 suggests the stock is reasonably priced for its growth.

Bull Case : SCHW

The strongest argument for SCHW centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 37.0% and operating margin at 49.7%. Revenue growth of 18.9% demonstrates continued momentum.

Bear Case : MARA

The primary concerns for MARA are Piotroski F-Score, Return on Equity, Revenue Growth.

Bear Case : SCHW

The primary concerns for SCHW are Free Cash Flow.

Key Dynamics to Monitor

MARA profiles as a turnaround stock while SCHW is a growth play — different risk/reward profiles.

MARA carries more volatility with a beta of 5.42 — expect wider price swings.

SCHW is growing revenue faster at 18.9% — sustainability is the question.

MARA generates stronger free cash flow (508M), providing more financial flexibility.

Bottom Line

SCHW scores higher overall (75/100 vs 49/100), backed by strong 37.0% margins and 18.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Marathon Digital Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Marathon Digital Holdings, Inc. is a cryptocurrency mining digital asset technology company with a focus on the blockchain ecosystem and digital asset generation in the United States. The company is headquartered in Las Vegas, Nevada.

Charles Schwab Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.

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