Mid-America Apartment Communities Inc (MAA)vsUMH Properties Inc (UMH)
MAA
Mid-America Apartment Communities Inc
$137.54
+0.49%
REAL ESTATE · Cap: $16.58B
UMH
UMH Properties Inc
$15.26
+1.26%
REAL ESTATE · Cap: $1.28B
Smart Verdict
WallStSmart Research — data-driven comparison
Mid-America Apartment Communities Inc generates 732% more annual revenue ($2.21B vs $265.94M). MAA leads profitability with a 17.6% profit margin vs 11.0%. UMH appears more attractively valued with a PEG of 0.72. UMH earns a higher WallStSmart Score of 51/100 (C-).
MAA
Hold50
out of 100
Grade: D+
UMH
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for MAA.
Margin of Safety
+62.8%
Fair Value
$43.40
Current Price
$15.26
$28.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
0.8% revenue growth
ROE of 7.0% — below average capital efficiency
Elevated debt levels
Weak financial health signals
Smaller company, higher risk/reward
ROE of 3.3% — below average capital efficiency
Premium valuation, high expectations priced in
Earnings declined 54.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : MAA
The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.
Bull Case : UMH
The strongest argument for UMH centers on PEG Ratio, Price/Book. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bear Case : MAA
The primary concerns for MAA are Revenue Growth, Return on Equity, Debt/Equity. A P/E of 42.0x leaves little room for execution misses.
Bear Case : UMH
The primary concerns for UMH are Market Cap, Return on Equity, P/E Ratio. A P/E of 150.2x leaves little room for execution misses.
Key Dynamics to Monitor
UMH carries more volatility with a beta of 0.98 — expect wider price swings.
UMH is growing revenue faster at 7.6% — sustainability is the question.
UMH generates stronger free cash flow (17M), providing more financial flexibility.
Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
UMH scores higher overall (51/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mid-America Apartment Communities Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.
UMH Properties Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.
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