Mid-America Apartment Communities Inc (MAA)vsUMH Properties Inc (UMH)
MAA
Mid-America Apartment Communities Inc
$121.64
-0.14%
REAL ESTATE · Cap: $14.62B
UMH
UMH Properties Inc
$14.34
+0.56%
REAL ESTATE · Cap: $1.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Mid-America Apartment Communities Inc generates 745% more annual revenue ($2.21B vs $261.31M). MAA leads profitability with a 20.2% profit margin vs 10.1%. UMH appears more attractively valued with a PEG of 0.72. UMH earns a higher WallStSmart Score of 53/100 (C-).
MAA
Buy52
out of 100
Grade: C-
UMH
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-429.3%
Fair Value
$25.70
Current Price
$121.64
$95.94 premium
Margin of Safety
-3260.4%
Fair Value
$0.48
Current Price
$14.34
$13.86 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 20 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 28.4%
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Areas to Watch
Premium valuation, high expectations priced in
1.0% revenue growth
ROE of 7.6% — below average capital efficiency
Weak financial health signals
Smaller company, higher risk/reward
ROE of 2.9% — below average capital efficiency
Premium valuation, high expectations priced in
Earnings declined 54.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : MAA
The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.
Bull Case : UMH
The strongest argument for UMH centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bear Case : MAA
The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.
Bear Case : UMH
The primary concerns for UMH are Market Cap, Return on Equity, P/E Ratio. A P/E of 204.9x leaves little room for execution misses.
Key Dynamics to Monitor
UMH carries more volatility with a beta of 1.03 — expect wider price swings.
UMH is growing revenue faster at 8.2% — sustainability is the question.
MAA generates stronger free cash flow (159M), providing more financial flexibility.
Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
UMH scores higher overall (53/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mid-America Apartment Communities Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.
UMH Properties Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.
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