WallStSmart

Mid-America Apartment Communities Inc (MAA)vsThe Southern Company JR 2017B NT 77 (SOJC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MAA leads profitability with a 18.2% profit margin vs 0.0%. SOJC trades at a lower P/E of 23.2x. MAA earns a higher WallStSmart Score of 56/100 (C).

MAA

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68

SOJC

Avoid

21

out of 100

Grade: F

Growth: 4.0Profit: 4.5Value: 5.3Quality: 3.0
Piotroski: 2/9Altman Z: 0.65

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
25.4%8/10

Strong operational efficiency at 25.4%

SOJC0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
37.3x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Debt/EquityHealth
1.053/10

Elevated debt levels

SOJC4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 18.2% and operating margin at 25.4%.

Bull Case : SOJC

SOJC has a balanced fundamental profile.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Bear Case : SOJC

The primary concerns for SOJC are Revenue Growth, EPS Growth, Profit Margin. Debt-to-equity of 1.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

MAA is growing revenue faster at 1.0% — sustainability is the question.

MAA generates stronger free cash flow (224M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MAA scores higher overall (56/100 vs 21/100), backed by strong 18.2% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

The Southern Company JR 2017B NT 77

REAL ESTATE · REIT - RESIDENTIAL · USA

The Southern Company is dedicated to the generation, transmission and distribution of electric power. The company is headquartered in Atlanta, Georgia.

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