WallStSmart

Lumen Technologies Inc (LUMN)vsAT&T Inc (T)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 913% more annual revenue ($125.65B vs $12.40B). T leads profitability with a 17.5% profit margin vs -14.0%. T appears more attractively valued with a PEG of 1.60. T earns a higher WallStSmart Score of 63/100 (C+).

LUMN

Avoid

30

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.0Quality: 4.3
Piotroski: 2/9Altman Z: -0.46

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for LUMN.

TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.87

$8.20 premium

UndervaluedFair: $20.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LUMN0 strengths · Avg: 0/10

No standout strengths identified

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

Areas to Watch

LUMN4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
54.582/10

Expensive relative to growth rate

Return on EquityProfitability
-78.9%2/10

ROE of -78.9% — below average capital efficiency

Revenue GrowthGrowth
-8.7%2/10

Revenue declined 8.7%

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : LUMN

LUMN has a balanced fundamental profile.

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bear Case : LUMN

The primary concerns for LUMN are Piotroski F-Score, PEG Ratio, Return on Equity.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LUMN profiles as a turnaround stock while T is a value play — different risk/reward profiles.

LUMN carries more volatility with a beta of 1.57 — expect wider price swings.

T is growing revenue faster at 3.6% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Bottom Line

T scores higher overall (63/100 vs 30/100), backed by strong 17.5% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lumen Technologies Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Lumen Technologies (formerly CenturyLink) is an American telecommunications company headquartered in Monroe, Louisiana, that offers communications, network services, security, cloud solutions, voice, and managed services.

AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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