WallStSmart

LPL Financial Holdings Inc (LPLA)vsUp Fintech Holding Ltd (TIGR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LPL Financial Holdings Inc generates 3280% more annual revenue ($19.20B vs $567.88M). TIGR leads profitability with a 20.0% profit margin vs 5.2%. TIGR trades at a lower P/E of 8.0x. LPLA earns a higher WallStSmart Score of 74/100 (B).

LPLA

Strong Buy

74

out of 100

Grade: B

Growth: 10.0Profit: 6.0Value: 6.3Quality: 6.5
Piotroski: 2/9Altman Z: 2.22

TIGR

Strong Buy

71

out of 100

Grade: B

Growth: 9.3Profit: 7.0Value: 6.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LPLA3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
36.4%10/10

Revenue surging 36.4% year-over-year

PEG RatioValuation
0.538/10

Growing faster than its price suggests

EPS GrowthGrowth
39.4%8/10

Earnings expanding 39.4% YoY

TIGR6 strengths · Avg: 9.7/10
P/E RatioValuation
8.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
34.8%10/10

Strong operational efficiency at 34.8%

EPS GrowthGrowth
66.4%10/10

Earnings expanding 66.4% YoY

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

Areas to Watch

LPLA4 concerns · Avg: 3.3/10
P/E RatioValuation
28.3x4/10

Moderate valuation

Profit MarginProfitability
5.2%3/10

5.2% margin — thin

Debt/EquityHealth
1.393/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

TIGR2 concerns · Avg: 2.5/10
Market CapQuality
$875.63M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : LPLA

The strongest argument for LPLA centers on Revenue Growth, PEG Ratio, EPS Growth. Revenue growth of 36.4% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bull Case : TIGR

The strongest argument for TIGR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.0% and operating margin at 34.8%. Revenue growth of 27.1% demonstrates continued momentum.

Bear Case : LPLA

The primary concerns for LPLA are P/E Ratio, Profit Margin, Debt/Equity.

Bear Case : TIGR

The primary concerns for TIGR are Market Cap, Altman Z-Score.

Key Dynamics to Monitor

LPLA profiles as a hypergrowth stock while TIGR is a growth play — different risk/reward profiles.

LPLA carries more volatility with a beta of 0.51 — expect wider price swings.

LPLA is growing revenue faster at 36.4% — sustainability is the question.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LPLA scores higher overall (74/100 vs 71/100) and 36.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LPL Financial Holdings Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

LPL Financial Holdings Inc., provides an integrated platform of brokerage and investment advisory services to independent financial advisers and financial advisers at financial institutions in the United States. The company is headquartered in San Diego, California.

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Up Fintech Holding Ltd

FINANCIAL SERVICES · CAPITAL MARKETS · USA

UP Fintech Holding Limited offers online brokerage services focused on Chinese investors. The company is headquartered in Beijing, China.

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