WallStSmart

Legacy Education Inc. (LGCY)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 3998% more annual revenue ($3.19B vs $77.91M). TAL leads profitability with a 28.4% profit margin vs 10.9%. TAL trades at a lower P/E of 7.8x. TAL earns a higher WallStSmart Score of 78/100 (B+).

LGCY

Buy

53

out of 100

Grade: C-

Growth: 7.3Profit: 7.5Value: 6.0Quality: 8.0
Piotroski: 3/9Altman Z: 3.01

TAL

Strong Buy

78

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 7.3Quality: 7.5
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for LGCY.

TALUndervalued (+89.7%)

Margin of Safety

+89.7%

Fair Value

$114.94

Current Price

$11.81

$103.13 discount

UndervaluedFair: $114.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LGCY4 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.0%8/10

15.0% revenue growth

TAL6 strengths · Avg: 9.5/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.9%10/10

Revenue surging 31.9% year-over-year

EPS GrowthGrowth
1360.0%10/10

Earnings expanding 1360.0% YoY

Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

LGCY3 concerns · Avg: 3.3/10
EPS GrowthGrowth
4.8%4/10

4.8% earnings growth

Market CapQuality
$136.01M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
2.792/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LGCY

The strongest argument for LGCY centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 15.0% demonstrates continued momentum.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.

Bear Case : LGCY

The primary concerns for LGCY are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

LGCY profiles as a value stock while TAL is a growth play — different risk/reward profiles.

TAL is growing revenue faster at 31.9% — sustainability is the question.

TAL generates stronger free cash flow (478M), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TAL scores higher overall (78/100 vs 53/100), backed by strong 28.4% margins and 31.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Legacy Education Inc.

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Legacy Reserves Inc., an independent energy company, is engaged in the acquisition, development and production of oil and natural gas properties in the United States.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Want to dig deeper into these stocks?