Lument Finance Trust Inc (LFT)vsStarwood Property Trust Inc (STWD)
LFT
Lument Finance Trust Inc
$1.04
-2.80%
REAL ESTATE · Cap: $53.49M
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 3701% more annual revenue ($580.84M vs $15.28M). STWD leads profitability with a 60.5% profit margin vs -13.2%. STWD earns a higher WallStSmart Score of 59/100 (C).
LFT
Hold46
out of 100
Grade: D+
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for LFT.
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Revenue surging 208.5% year-over-year
Strong operational efficiency at 22.3%
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -0.9% — below average capital efficiency
Earnings declined 87.1%
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : LFT
The strongest argument for LFT centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 208.5% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : LFT
The primary concerns for LFT are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 4.53 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
LFT profiles as a hypergrowth stock while STWD is a growth play — different risk/reward profiles.
STWD carries more volatility with a beta of 1.03 — expect wider price swings.
LFT is growing revenue faster at 208.5% — sustainability is the question.
LFT generates stronger free cash flow (3M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (59/100 vs 46/100), backed by strong 60.5% margins and 21.8% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lument Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing, financing and managing a portfolio of commercial real estate debt investments in the United States. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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