WallStSmart

AGNC Investment Corp. (AGNC)vsLument Finance Trust Inc (LFT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 15612% more annual revenue ($2.40B vs $15.28M). AGNC leads profitability with a 94.4% profit margin vs -13.2%. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 4.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.95

LFT

Hold

46

out of 100

Grade: D+

Growth: 7.3Profit: 3.5Value: 5.0Quality: 3.3
Piotroski: 3/9Altman Z: 0.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCSignificantly Overvalued (-42.7%)

Margin of Safety

-42.7%

Fair Value

$8.01

Current Price

$10.84

$2.83 premium

UndervaluedFair: $8.01Overvalued

Intrinsic value data unavailable for LFT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
94.4%10/10

Keeps 94 of every $100 in revenue as profit

Operating MarginProfitability
95.6%10/10

Strong operational efficiency at 95.6%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

LFT3 strengths · Avg: 9.3/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
208.5%10/10

Revenue surging 208.5% year-over-year

Operating MarginProfitability
22.3%8/10

Strong operational efficiency at 22.3%

Areas to Watch

AGNC4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
7.161/10

Elevated debt levels

LFT4 concerns · Avg: 2.5/10
Market CapQuality
$41.16M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-0.9%2/10

ROE of -0.9% — below average capital efficiency

EPS GrowthGrowth
-87.1%2/10

Earnings declined 87.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : LFT

The strongest argument for LFT centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 208.5% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.

Bear Case : LFT

The primary concerns for LFT are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 4.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNC profiles as a growth stock while LFT is a hypergrowth play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.30 — expect wider price swings.

AGNC is growing revenue faster at 546.0% — sustainability is the question.

AGNC generates stronger free cash flow (387M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 46/100), backed by strong 94.4% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Lument Finance Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Lument Finance Trust, Inc., a real estate investment trust, focuses on investing, financing and managing a portfolio of commercial real estate debt investments in the United States. The company is headquartered in New York, New York.

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