WallStSmart

Lazard Ltd (LAZ)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 991% more annual revenue ($34.90B vs $3.20B). SLF leads profitability with a 8.8% profit margin vs 8.7%. LAZ appears more attractively valued with a PEG of 1.00. LAZ earns a higher WallStSmart Score of 70/100 (B-).

LAZ

Strong Buy

70

out of 100

Grade: B-

Growth: 7.3Profit: 7.0Value: 7.0Quality: 6.0
Piotroski: 3/9Altman Z: 2.05

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LAZ5 strengths · Avg: 8.8/10
Return on EquityProfitability
31.5%10/10

Every $100 of equity generates 31 in profit

EPS GrowthGrowth
62.5%10/10

Earnings expanding 62.5% YoY

PEG RatioValuation
1.008/10

Growing faster than its price suggests

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
15.4%8/10

15.4% revenue growth

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

LAZ3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-221.45M2/10

Negative free cash flow — burning cash

Debt/EquityHealth
2.451/10

Elevated debt levels

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : LAZ

The strongest argument for LAZ centers on Return on Equity, EPS Growth, PEG Ratio. Revenue growth of 15.4% demonstrates continued momentum. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : LAZ

The primary concerns for LAZ are Piotroski F-Score, Free Cash Flow, Debt/Equity. Debt-to-equity of 2.45 is elevated, increasing financial risk.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LAZ profiles as a growth stock while SLF is a value play — different risk/reward profiles.

LAZ carries more volatility with a beta of 1.41 — expect wider price swings.

LAZ is growing revenue faster at 15.4% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

LAZ scores higher overall (70/100 vs 51/100) and 15.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lazard Ltd

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Lazard Ltd, is a financial advisory and asset management firm in North America, Europe, Asia, Australia, and Central and South America. The company is headquartered in Hamilton, Bermuda.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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