WallStSmart

Goldman Sachs Group Inc (GS)vsLazard Ltd (LAZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates 2012% more annual revenue ($67.57B vs $3.20B). GS leads profitability with a 31.0% profit margin vs 7.1%. LAZ appears more attractively valued with a PEG of 1.00. GS earns a higher WallStSmart Score of 83/100 (A-).

GS

Exceptional Buy

83

out of 100

Grade: A-

Growth: 10.0Profit: 8.0Value: 6.3Quality: 3.0
Piotroski: 4/9Altman Z: 0.14

LAZ

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 6.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GS6 strengths · Avg: 9.7/10
Market CapQuality
$299.67B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
31.0%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
42.2%10/10

Strong operational efficiency at 42.2%

Revenue GrowthGrowth
42.5%10/10

Revenue surging 42.5% year-over-year

EPS GrowthGrowth
92.3%10/10

Earnings expanding 92.3% YoY

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

LAZ2 strengths · Avg: 9.0/10
Return on EquityProfitability
31.5%10/10

Every $100 of equity generates 31 in profit

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Areas to Watch

GS2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
0.142/10

Distress zone — elevated risk

Debt/EquityHealth
6.041/10

Elevated debt levels

LAZ4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
7.1%3/10

7.1% margin — thin

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GS

The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.2%. Revenue growth of 42.5% demonstrates continued momentum.

Bull Case : LAZ

The strongest argument for LAZ centers on Return on Equity, PEG Ratio. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : GS

The primary concerns for GS are Altman Z-Score, Debt/Equity. Debt-to-equity of 6.04 is elevated, increasing financial risk.

Bear Case : LAZ

The primary concerns for LAZ are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.35 is elevated, increasing financial risk.

Key Dynamics to Monitor

GS profiles as a growth stock while LAZ is a value play — different risk/reward profiles.

LAZ carries more volatility with a beta of 1.42 — expect wider price swings.

GS is growing revenue faster at 42.5% — sustainability is the question.

GS generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

GS scores higher overall (83/100 vs 53/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

Lazard Ltd

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Lazard Ltd, is a financial advisory and asset management firm in North America, Europe, Asia, Australia, and Central and South America. The company is headquartered in Hamilton, Bermuda.

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