WallStSmart

Lithia Motors Inc (LAD)vsOff The Hook YS Inc. (OTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lithia Motors Inc generates 30706% more annual revenue ($37.73B vs $122.47M). LAD leads profitability with a 1.9% profit margin vs -4.6%. LAD earns a higher WallStSmart Score of 55/100 (C).

LAD

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 5.0Value: 8.0Quality: 4.0
Piotroski: 2/9Altman Z: 2.38

OTH

Avoid

25

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 5/9Altman Z: 2.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LADUndervalued (+8.4%)

Margin of Safety

+8.4%

Fair Value

$349.85

Current Price

$311.98

$37.87 discount

UndervaluedFair: $349.85Overvalued

Intrinsic value data unavailable for OTH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LAD3 strengths · Avg: 9.3/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

PEG RatioValuation
0.668/10

Growing faster than its price suggests

OTH0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

LAD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

OTH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$64.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-53.7%2/10

ROE of -53.7% — below average capital efficiency

Free Cash FlowQuality
$-23.74M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : LAD

The strongest argument for LAD centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : OTH

OTH has a balanced fundamental profile.

Bear Case : LAD

The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.53 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Bear Case : OTH

The primary concerns for OTH are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 4.71 is elevated, increasing financial risk.

Key Dynamics to Monitor

LAD profiles as a value stock while OTH is a turnaround play — different risk/reward profiles.

OTH is growing revenue faster at 9.6% — sustainability is the question.

OTH generates stronger free cash flow (-24M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAD scores higher overall (55/100 vs 25/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lithia Motors Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.

Off The Hook YS Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Off The Hook YS Inc. is a yacht and boat dealership which engages in the buying, selling, and wholesaling of yachts and boats. The company is headquartered in Wilmington, North Carolina.

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