WallStSmart

Jerash Holdings US Inc (JRSH)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 14930% more annual revenue ($22.94B vs $152.62M). SE leads profitability with a 6.9% profit margin vs 1.2%. JRSH trades at a lower P/E of 24.9x. SE earns a higher WallStSmart Score of 70/100 (B-).

JRSH

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 4.5Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 4.62

SE

Strong Buy

70

out of 100

Grade: B-

Growth: 10.0Profit: 6.0Value: 7.3Quality: 5.5
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JRSHUndervalued (+65.3%)

Margin of Safety

+65.3%

Fair Value

$9.76

Current Price

$3.49

$6.27 discount

UndervaluedFair: $9.76Overvalued
SEUndervalued (+53.2%)

Margin of Safety

+53.2%

Fair Value

$244.86

Current Price

$84.88

$159.98 discount

UndervaluedFair: $244.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JRSH4 strengths · Avg: 9.5/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
18.0%8/10

18.0% revenue growth

SE4 strengths · Avg: 9.3/10
Revenue GrowthGrowth
38.4%10/10

Revenue surging 38.4% year-over-year

EPS GrowthGrowth
58.2%10/10

Earnings expanding 58.2% YoY

Market CapQuality
$51.99B9/10

Large-cap with strong market position

PEG RatioValuation
0.598/10

Growing faster than its price suggests

Areas to Watch

JRSH4 concerns · Avg: 3.0/10
Market CapQuality
$44.32M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

SE3 concerns · Avg: 3.0/10
P/E RatioValuation
33.7x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Free Cash FlowQuality
$02/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : JRSH

The strongest argument for JRSH centers on Price/Book, Debt/Equity, Altman Z-Score. Revenue growth of 18.0% demonstrates continued momentum.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, EPS Growth, Market Cap. Revenue growth of 38.4% demonstrates continued momentum. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bear Case : JRSH

The primary concerns for JRSH are Market Cap, Return on Equity, Profit Margin. Thin 1.2% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are P/E Ratio, Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

JRSH profiles as a growth stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.70 — expect wider price swings.

SE is growing revenue faster at 38.4% — sustainability is the question.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SE scores higher overall (70/100 vs 39/100) and 38.4% revenue growth. JRSH offers better value entry with a 65.3% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jerash Holdings US Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Jerash Holdings (USA), Inc., manufactures and exports custom and tailored sports and outdoor apparel. The company is headquartered in Fairfield, New Jersey.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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