JPMorgan Chase & Co (JPM)vsRand Capital Corp (RAND)
JPM
JPMorgan Chase & Co
$312.37
+2.31%
FINANCIAL SERVICES · Cap: $806.43B
RAND
Rand Capital Corp
$10.42
-2.86%
FINANCIAL SERVICES · Cap: $29.73M
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 3041167% more annual revenue ($173.56B vs $5.71M). JPM leads profitability with a 33.9% profit margin vs -162.1%. JPM appears more attractively valued with a PEG of 1.57. JPM earns a higher WallStSmart Score of 73/100 (B).
JPM
Strong Buy73
out of 100
Grade: B
RAND
Avoid33
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 50.6%
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -15.9% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.
Bull Case : RAND
The strongest argument for RAND centers on Price/Book, Operating Margin, Debt/Equity.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.
Bear Case : RAND
The primary concerns for RAND are Market Cap, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
JPM profiles as a mature stock while RAND is a turnaround play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.02 — expect wider price swings.
JPM is growing revenue faster at 12.7% — sustainability is the question.
RAND generates stronger free cash flow (261,909), providing more financial flexibility.
Bottom Line
JPM scores higher overall (73/100 vs 33/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Rand Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Rand Capital Corp is a publicly-traded investment firm dedicated to delivering growth capital to lower middle-market companies across diverse sectors such as healthcare, technology, and consumer products. Utilizing a strategic investment philosophy that combines both equity and debt financing, the company seeks to achieve substantial long-term returns for its shareholders. With a focus on operational excellence and active portfolio management, Rand Capital is well-positioned to support its investments' growth while upholding sustainable business practices, allowing it to capitalize on emerging opportunities within a dynamic economic environment.
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