WallStSmart

JPMorgan Chase & Co (JPM)vsPiper Sandler Companies (PIPR)

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Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 8917% more annual revenue ($190.73B vs $2.12B). JPM leads profitability with a 34.6% profit margin vs 14.5%. PIPR appears more attractively valued with a PEG of 1.26. PIPR earns a higher WallStSmart Score of 74/100 (B).

JPM

Strong Buy

73

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 6.3Quality: 3.0
Piotroski: 4/9Altman Z: 0.55

PIPR

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 6.3Quality: 7.0
Piotroski: 3/9Altman Z: 2.97

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JPM6 strengths · Avg: 9.3/10
Market CapQuality
$895.04B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
34.6%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
42.6%10/10

Strong operational efficiency at 42.6%

Free Cash FlowQuality
$33.16B10/10

Generating 33.2B in free cash flow

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

PIPR6 strengths · Avg: 8.7/10
EPS GrowthGrowth
61.0%10/10

Earnings expanding 61.0% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Revenue GrowthGrowth
24.9%8/10

Revenue surging 24.9% year-over-year

Areas to Watch

JPM2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Debt/EquityHealth
3.321/10

Elevated debt levels

PIPR1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.

Bull Case : PIPR

The strongest argument for PIPR centers on EPS Growth, Return on Equity, Debt/Equity. Revenue growth of 24.9% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : JPM

The primary concerns for JPM are Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.

Bear Case : PIPR

The primary concerns for PIPR are Piotroski F-Score.

Key Dynamics to Monitor

JPM profiles as a mature stock while PIPR is a growth play — different risk/reward profiles.

PIPR carries more volatility with a beta of 1.44 — expect wider price swings.

PIPR is growing revenue faster at 24.9% — sustainability is the question.

JPM generates stronger free cash flow (33.2B), providing more financial flexibility.

Bottom Line

PIPR scores higher overall (74/100 vs 73/100) and 24.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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