WallStSmart

Accenture plc (ACN)vsJack Henry & Associates Inc (JKHY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Accenture plc generates 2766% more annual revenue ($72.11B vs $2.52B). JKHY leads profitability with a 20.6% profit margin vs 10.6%. ACN appears more attractively valued with a PEG of 1.16. JKHY earns a higher WallStSmart Score of 68/100 (B-).

ACN

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 8.0Quality: 6.5
Piotroski: 3/9Altman Z: 2.79

JKHY

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 8.0Value: 4.7Quality: 8.0
Piotroski: 4/9Altman Z: 4.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACNUndervalued (+35.3%)

Margin of Safety

+35.3%

Fair Value

$197.84

Current Price

$124.83

$73.01 discount

UndervaluedFair: $197.84Overvalued
JKHYSignificantly Overvalued (-43.8%)

Margin of Safety

-43.8%

Fair Value

$115.21

Current Price

$130.11

$14.90 premium

UndervaluedFair: $115.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACN6 strengths · Avg: 8.5/10
Market CapQuality
$101.87B9/10

Large-cap with strong market position

Return on EquityProfitability
24.5%9/10

Every $100 of equity generates 25 in profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$3.60B8/10

Generating 3.6B in free cash flow

JKHY6 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.3%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
24.4%8/10

Strong operational efficiency at 24.4%

Areas to Watch

ACN2 concerns · Avg: 3.5/10
EPS GrowthGrowth
4.0%4/10

4.0% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

JKHY1 concerns · Avg: 4.0/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ACN

The strongest argument for ACN centers on Market Cap, Return on Equity, Debt/Equity. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 20.6% and operating margin at 24.4%.

Bear Case : ACN

The primary concerns for ACN are EPS Growth, Piotroski F-Score.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio.

Key Dynamics to Monitor

ACN profiles as a value stock while JKHY is a mature play — different risk/reward profiles.

ACN carries more volatility with a beta of 1.07 — expect wider price swings.

JKHY is growing revenue faster at 8.7% — sustainability is the question.

ACN generates stronger free cash flow (3.6B), providing more financial flexibility.

Bottom Line

JKHY scores higher overall (68/100 vs 62/100), backed by strong 20.6% margins. ACN offers better value entry with a 35.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Accenture plc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Accenture plc is an Irish-domiciled multinational company that provides consulting and processing services. It has been incorporated in Dublin, Ireland since 2009.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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