WallStSmart

Accenture plc (ACN)vsJack Henry & Associates Inc (JKHY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Accenture plc generates 2806% more annual revenue ($73.10B vs $2.52B). JKHY leads profitability with a 20.6% profit margin vs 10.7%. ACN appears more attractively valued with a PEG of 1.21. ACN earns a higher WallStSmart Score of 66/100 (B-).

ACN

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 7.5Value: 6.7Quality: 6.5
Piotroski: 3/9Altman Z: 2.79

JKHY

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 8.0Value: 4.0Quality: 8.0
Piotroski: 4/9Altman Z: 4.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACNUndervalued (+14.6%)

Margin of Safety

+14.6%

Fair Value

$200.02

Current Price

$175.72

$24.30 discount

UndervaluedFair: $200.02Overvalued
JKHYSignificantly Overvalued (-43.7%)

Margin of Safety

-43.7%

Fair Value

$115.28

Current Price

$155.95

$40.67 premium

UndervaluedFair: $115.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACN5 strengths · Avg: 8.6/10
Market CapQuality
$104.48B9/10

Large-cap with strong market position

Return on EquityProfitability
24.5%9/10

Every $100 of equity generates 25 in profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.60B8/10

Generating 3.6B in free cash flow

JKHY5 strengths · Avg: 9.2/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.3%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

Operating MarginProfitability
24.4%8/10

Strong operational efficiency at 24.4%

Areas to Watch

ACN1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

JKHY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.084/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ACN

The strongest argument for ACN centers on Market Cap, Return on Equity, Debt/Equity. PEG of 1.21 suggests the stock is reasonably priced for its growth.

Bull Case : JKHY

The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 20.6% and operating margin at 24.4%.

Bear Case : ACN

The primary concerns for ACN are Piotroski F-Score.

Bear Case : JKHY

The primary concerns for JKHY are PEG Ratio.

Key Dynamics to Monitor

ACN profiles as a value stock while JKHY is a mature play — different risk/reward profiles.

ACN carries more volatility with a beta of 1.07 — expect wider price swings.

JKHY is growing revenue faster at 8.7% — sustainability is the question.

ACN generates stronger free cash flow (3.6B), providing more financial flexibility.

Bottom Line

ACN scores higher overall (66/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Accenture plc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Accenture plc is an Irish-domiciled multinational company that provides consulting and processing services. It has been incorporated in Dublin, Ireland since 2009.

Jack Henry & Associates Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.

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