WallStSmart

James Hardie Industries PLC ADR (JHX)vsUnited States Lime & Minerals Inc (USLM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

James Hardie Industries PLC ADR generates 1107% more annual revenue ($4.40B vs $364.85M). USLM leads profitability with a 35.8% profit margin vs 2.7%. USLM trades at a lower P/E of 26.1x. USLM earns a higher WallStSmart Score of 56/100 (C).

JHX

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 5.0Value: 4.7Quality: 6.3
Piotroski: 4/9Altman Z: 2.26

USLM

Buy

56

out of 100

Grade: C

Growth: 7.3Profit: 9.5Value: 7.7Quality: 6.0
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JHXSignificantly Overvalued (-1495.1%)

Margin of Safety

-1495.1%

Fair Value

$1.63

Current Price

$19.45

$17.82 premium

UndervaluedFair: $1.63Overvalued
USLMUndervalued (+28.3%)

Margin of Safety

+28.3%

Fair Value

$150.33

Current Price

$126.16

$24.17 discount

UndervaluedFair: $150.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JHX3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
30.1%10/10

Revenue surging 30.1% year-over-year

PEG RatioValuation
0.848/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

USLM3 strengths · Avg: 9.7/10
Profit MarginProfitability
35.8%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
45.4%10/10

Strong operational efficiency at 45.4%

Return on EquityProfitability
24.3%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

JHX4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.8%3/10

ROE of 2.8% — below average capital efficiency

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

P/E RatioValuation
80.7x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-64.1%2/10

Earnings declined 64.1%

USLM2 concerns · Avg: 3.5/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : JHX

The strongest argument for JHX centers on Revenue Growth, PEG Ratio, Price/Book. Revenue growth of 30.1% demonstrates continued momentum. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bull Case : USLM

The strongest argument for USLM centers on Profit Margin, Operating Margin, Return on Equity. Profitability is solid with margins at 35.8% and operating margin at 45.4%. Revenue growth of 14.1% demonstrates continued momentum.

Bear Case : JHX

The primary concerns for JHX are Return on Equity, Profit Margin, P/E Ratio. A P/E of 80.7x leaves little room for execution misses. Thin 2.7% margins leave little buffer for downturns.

Bear Case : USLM

The primary concerns for USLM are P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

JHX profiles as a hypergrowth stock while USLM is a mature play — different risk/reward profiles.

USLM carries more volatility with a beta of 0.96 — expect wider price swings.

JHX is growing revenue faster at 30.1% — sustainability is the question.

JHX generates stronger free cash flow (93M), providing more financial flexibility.

Bottom Line

JHX scores higher overall (56/100 vs 56/100) and 30.1% revenue growth. USLM offers better value entry with a 28.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

James Hardie Industries PLC ADR

BASIC MATERIALS · BUILDING MATERIALS · USA

James Hardie Industries plc manufactures and sells fiber cement, gypsum fiber and cement bonded construction products for interior and exterior building construction applications primarily in the United States, Australia, Europe, New Zealand, the Philippines and Canada. The company is headquartered in Dublin, Ireland.

United States Lime & Minerals Inc

BASIC MATERIALS · BUILDING MATERIALS · USA

United States Lime & Minerals, Inc. manufactures and supplies lime and limestone products in the United States. The company is headquartered in Dallas, Texas.

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