WallStSmart

CRH PLC ADR (CRH)vsUnited States Lime & Minerals Inc (USLM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CRH PLC ADR generates 10206% more annual revenue ($38.06B vs $369.31M). USLM leads profitability with a 35.4% profit margin vs 9.7%. CRH trades at a lower P/E of 19.8x. CRH earns a higher WallStSmart Score of 58/100 (C).

CRH

Buy

58

out of 100

Grade: C

Growth: 7.3Profit: 5.5Value: 4.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.16

USLM

Hold

46

out of 100

Grade: D+

Growth: 4.0Profit: 9.0Value: 5.7Quality: 8.5
Piotroski: 2/9Altman Z: 10.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRHSignificantly Overvalued (-76.0%)

Margin of Safety

-76.0%

Fair Value

$57.68

Current Price

$106.57

$48.89 premium

UndervaluedFair: $57.68Overvalued
USLMUndervalued (+5.3%)

Margin of Safety

+5.3%

Fair Value

$113.82

Current Price

$104.61

$9.21 discount

UndervaluedFair: $113.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRH3 strengths · Avg: 8.7/10
Market CapQuality
$71.18B9/10

Large-cap with strong market position

Return on EquityProfitability
21.9%9/10

Every $100 of equity generates 22 in profit

EPS GrowthGrowth
48.4%8/10

Earnings expanding 48.4% YoY

USLM4 strengths · Avg: 10.0/10
Profit MarginProfitability
35.4%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
10.6910/10

Safe zone — low bankruptcy risk

Areas to Watch

CRH3 concerns · Avg: 2.3/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

Free Cash FlowQuality
$-1.22B2/10

Negative free cash flow — burning cash

Operating MarginProfitability
-0.0%1/10

Operating margin of -0.0%

USLM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

EPS GrowthGrowth
-10.9%2/10

Earnings declined 10.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CRH

The strongest argument for CRH centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : USLM

The strongest argument for USLM centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 35.4% and operating margin at 40.7%.

Bear Case : CRH

The primary concerns for CRH are PEG Ratio, Free Cash Flow, Operating Margin.

Bear Case : USLM

The primary concerns for USLM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CRH profiles as a value stock while USLM is a declining play — different risk/reward profiles.

CRH carries more volatility with a beta of 1.23 — expect wider price swings.

CRH is growing revenue faster at 9.1% — sustainability is the question.

USLM generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

CRH scores higher overall (58/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CRH PLC ADR

BASIC MATERIALS · BUILDING MATERIALS · USA

CRH plc manufactures and distributes construction materials. The company is headquartered in Dublin, Ireland.

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United States Lime & Minerals Inc

BASIC MATERIALS · BUILDING MATERIALS · USA

United States Lime & Minerals, Inc. manufactures and supplies lime and limestone products in the United States. The company is headquartered in Dallas, Texas.

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