WallStSmart

CRH PLC ADR (CRH)vsUnited States Lime & Minerals Inc (USLM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CRH PLC ADR generates 10150% more annual revenue ($38.63B vs $376.92M). USLM leads profitability with a 35.7% profit margin vs 9.9%. CRH trades at a lower P/E of 15.5x. CRH earns a higher WallStSmart Score of 65/100 (C+).

CRH

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 7.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.16

USLM

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 9.0Value: 5.7Quality: 8.5
Piotroski: 2/9Altman Z: 10.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRHSignificantly Overvalued (-48.1%)

Margin of Safety

-48.1%

Fair Value

$59.78

Current Price

$88.55

$28.77 premium

UndervaluedFair: $59.78Overvalued
USLMUndervalued (+6.6%)

Margin of Safety

+6.6%

Fair Value

$115.39

Current Price

$117.82

$2.43 discount

UndervaluedFair: $115.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRH4 strengths · Avg: 8.5/10
Market CapQuality
$58.91B9/10

Large-cap with strong market position

Return on EquityProfitability
22.5%9/10

Every $100 of equity generates 23 in profit

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

USLM4 strengths · Avg: 10.0/10
Profit MarginProfitability
35.7%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
41.0%10/10

Strong operational efficiency at 41.0%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
10.9810/10

Safe zone — low bankruptcy risk

Areas to Watch

CRH1 concerns · Avg: 4.0/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

USLM2 concerns · Avg: 3.5/10
P/E RatioValuation
25.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CRH

The strongest argument for CRH centers on Market Cap, Return on Equity, P/E Ratio.

Bull Case : USLM

The strongest argument for USLM centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 35.7% and operating margin at 41.0%.

Bear Case : CRH

The primary concerns for CRH are PEG Ratio.

Bear Case : USLM

The primary concerns for USLM are P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

CRH profiles as a value stock while USLM is a mature play — different risk/reward profiles.

CRH carries more volatility with a beta of 1.20 — expect wider price swings.

USLM is growing revenue faster at 8.3% — sustainability is the question.

CRH generates stronger free cash flow (490M), providing more financial flexibility.

Bottom Line

CRH scores higher overall (65/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CRH PLC ADR

BASIC MATERIALS · BUILDING MATERIALS · USA

CRH plc manufactures and distributes construction materials. The company is headquartered in Dublin, Ireland.

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United States Lime & Minerals Inc

BASIC MATERIALS · BUILDING MATERIALS · USA

United States Lime & Minerals, Inc. manufactures and supplies lime and limestone products in the United States. The company is headquartered in Dallas, Texas.

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