WallStSmart

9F Inc (JFU)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 4304999% more annual revenue ($12.48T vs $289.88M). JFU leads profitability with a 58.0% profit margin vs -2.6%. JFU trades at a lower P/E of 1.3x. JFU earns a higher WallStSmart Score of 50/100 (D+).

JFU

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.3Quality: 8.3
Piotroski: 6/9Altman Z: 3.47

SONY

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 4.0Value: 5.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JFUFair Value (-0.9%)

Margin of Safety

-0.9%

Fair Value

$4.47

Current Price

$2.82

$1.65 premium

UndervaluedFair: $4.47Overvalued

Intrinsic value data unavailable for SONY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JFU5 strengths · Avg: 10.0/10
P/E RatioValuation
1.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
58.0%10/10

Keeps 58 of every $100 in revenue as profit

EPS GrowthGrowth
1648.0%10/10

Earnings expanding 1648.0% YoY

Altman Z-ScoreHealth
3.4710/10

Safe zone — low bankruptcy risk

SONY5 strengths · Avg: 8.8/10
Free Cash FlowQuality
$379.67B10/10

Generating 379.7B in free cash flow

Market CapQuality
$124.55B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.4%8/10

15.4% revenue growth

Areas to Watch

JFU4 concerns · Avg: 2.3/10
Market CapQuality
$33.20M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.6%3/10

ROE of 6.6% — below average capital efficiency

Revenue GrowthGrowth
-17.6%2/10

Revenue declined 17.6%

Operating MarginProfitability
-12.2%1/10

Operating margin of -12.2%

SONY4 concerns · Avg: 2.3/10
PEG RatioValuation
1.924/10

Expensive relative to growth rate

Return on EquityProfitability
-4.2%2/10

ROE of -4.2% — below average capital efficiency

EPS GrowthGrowth
-57.5%2/10

Earnings declined 57.5%

Profit MarginProfitability
-2.6%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : JFU

The strongest argument for JFU centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 58.0% and operating margin at -12.2%.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, Debt/Equity. Revenue growth of 15.4% demonstrates continued momentum.

Bear Case : JFU

The primary concerns for JFU are Market Cap, Return on Equity, Revenue Growth.

Bear Case : SONY

The primary concerns for SONY are PEG Ratio, Return on Equity, EPS Growth.

Key Dynamics to Monitor

JFU profiles as a declining stock while SONY is a growth play — different risk/reward profiles.

JFU carries more volatility with a beta of 1.05 — expect wider price swings.

SONY is growing revenue faster at 15.4% — sustainability is the question.

SONY generates stronger free cash flow (379.7B), providing more financial flexibility.

Bottom Line

JFU scores higher overall (50/100 vs 47/100), backed by strong 58.0% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

9F Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · China

9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

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