Cognizant Technology Solutions Corp Class A (CTSH)vs9F Inc (JFU)
CTSH
Cognizant Technology Solutions Corp Class A
$53.21
-0.36%
TECHNOLOGY · Cap: $24.68B
JFU
9F Inc
$2.82
-6.18%
TECHNOLOGY · Cap: $33.20M
Smart Verdict
WallStSmart Research — data-driven comparison
Cognizant Technology Solutions Corp Class A generates 7284% more annual revenue ($21.41B vs $289.88M). JFU leads profitability with a 58.0% profit margin vs 10.4%. JFU trades at a lower P/E of 1.3x. CTSH earns a higher WallStSmart Score of 67/100 (B-).
CTSH
Strong Buy67
out of 100
Grade: B-
JFU
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+73.8%
Fair Value
$270.97
Current Price
$53.21
$217.76 discount
Margin of Safety
-0.9%
Fair Value
$4.47
Current Price
$2.82
$1.65 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 58 of every $100 in revenue as profit
Earnings expanding 1648.0% YoY
Safe zone — low bankruptcy risk
Areas to Watch
3.6% earnings growth
Smaller company, higher risk/reward
ROE of 6.6% — below average capital efficiency
Revenue declined 17.6%
Operating margin of -12.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : CTSH
The strongest argument for CTSH centers on P/E Ratio, Debt/Equity, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.
Bull Case : JFU
The strongest argument for JFU centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 58.0% and operating margin at -12.2%.
Bear Case : CTSH
The primary concerns for CTSH are EPS Growth.
Bear Case : JFU
The primary concerns for JFU are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
CTSH profiles as a value stock while JFU is a declining play — different risk/reward profiles.
JFU carries more volatility with a beta of 1.05 — expect wider price swings.
CTSH is growing revenue faster at 5.8% — sustainability is the question.
CTSH generates stronger free cash flow (198M), providing more financial flexibility.
Bottom Line
CTSH scores higher overall (67/100 vs 50/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cognizant Technology Solutions Corp Class A
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.
9F Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · China
9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
Compare with Other INFORMATION TECHNOLOGY SERVICES Stocks
Want to dig deeper into these stocks?