WallStSmart

9F Inc (JFU)vsNVIDIA Corporation (NVDA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 104416% more annual revenue ($302.97B vs $289.88M). NVDA leads profitability with a 63.7% profit margin vs 58.0%. JFU trades at a lower P/E of 1.2x. NVDA earns a higher WallStSmart Score of 80/100 (A-).

JFU

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.3Quality: 9.5
Piotroski: 6/9Altman Z: 3.47

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 10.0Profit: 10.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 6.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JFUFair Value (-3.9%)

Margin of Safety

-3.9%

Fair Value

$4.34

Current Price

$2.70

$1.64 premium

UndervaluedFair: $4.34Overvalued
NVDASignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$143.03

Current Price

$218.29

$75.26 premium

UndervaluedFair: $143.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JFU6 strengths · Avg: 10.0/10
P/E RatioValuation
1.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
58.0%10/10

Keeps 58 of every $100 in revenue as profit

EPS GrowthGrowth
1648.0%10/10

Earnings expanding 1648.0% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.4710/10

Safe zone — low bankruptcy risk

NVDA6 strengths · Avg: 10.0/10
Market CapQuality
$5.27T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
84.2%10/10

Every $100 of equity generates 84 in profit

Profit MarginProfitability
63.7%10/10

Keeps 64 of every $100 in revenue as profit

Operating MarginProfitability
66.2%10/10

Strong operational efficiency at 66.2%

Revenue GrowthGrowth
105.9%10/10

Revenue surging 105.9% year-over-year

EPS GrowthGrowth
127.8%10/10

Earnings expanding 127.8% YoY

Areas to Watch

JFU4 concerns · Avg: 2.3/10
Market CapQuality
$29.67M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.6%3/10

ROE of 6.6% — below average capital efficiency

Revenue GrowthGrowth
-17.6%2/10

Revenue declined 17.6%

Operating MarginProfitability
-12.2%1/10

Operating margin of -12.2%

NVDA3 concerns · Avg: 3.0/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
23.0x2/10

Trading at 23.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : JFU

The strongest argument for JFU centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 58.0% and operating margin at -12.2%.

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 63.7% and operating margin at 66.2%. Revenue growth of 105.9% demonstrates continued momentum.

Bear Case : JFU

The primary concerns for JFU are Market Cap, Return on Equity, Revenue Growth.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Piotroski F-Score, Price/Book.

Key Dynamics to Monitor

JFU profiles as a declining stock while NVDA is a growth play — different risk/reward profiles.

NVDA carries more volatility with a beta of 2.22 — expect wider price swings.

NVDA is growing revenue faster at 105.9% — sustainability is the question.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NVDA scores higher overall (80/100 vs 50/100), backed by strong 63.7% margins and 105.9% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

9F Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · China

9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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