Itau Unibanco Banco Holding SA (ITUB)vsOld National Bancorp (ONB)
ITUB
Itau Unibanco Banco Holding SA
$7.54
+1.01%
FINANCIAL SERVICES · Cap: $86.63B
ONB
Old National Bancorp
$23.96
-0.04%
FINANCIAL SERVICES · Cap: $9.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 5412% more annual revenue ($138.19B vs $2.51B). ITUB leads profitability with a 33.3% profit margin vs 30.2%. ITUB appears more attractively valued with a PEG of 1.32. ONB earns a higher WallStSmart Score of 81/100 (A-).
ITUB
Strong Buy74
out of 100
Grade: B
ONB
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 51.3%
Revenue surging 46.2% year-over-year
Attractively priced relative to earnings
Earnings expanding 34.1% YoY
Areas to Watch
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bull Case : ONB
The strongest argument for ONB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 30.2% and operating margin at 51.3%. Revenue growth of 46.2% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Bear Case : ONB
The primary concerns for ONB are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ITUB profiles as a declining stock while ONB is a growth play — different risk/reward profiles.
ONB carries more volatility with a beta of 0.85 — expect wider price swings.
ONB is growing revenue faster at 46.2% — sustainability is the question.
ONB generates stronger free cash flow (193M), providing more financial flexibility.
Bottom Line
ONB scores higher overall (81/100 vs 74/100), backed by strong 30.2% margins and 46.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Old National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Old National Bancorp is the banking holding company for Old National Bank providing various financial services to individual and business clients in the United States. The company is headquartered in Evansville, Indiana.
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