ICICI Bank Limited (IBN)vsOld National Bancorp (ONB)
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
ONB
Old National Bancorp
$21.77
+0.23%
FINANCIAL SERVICES · Cap: $8.48B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 83562% more annual revenue ($1.92T vs $2.30B). ONB leads profitability with a 29.1% profit margin vs 27.5%. IBN appears more attractively valued with a PEG of 0.53. ONB earns a higher WallStSmart Score of 75/100 (B+).
IBN
Strong Buy69
out of 100
Grade: B-
ONB
Strong Buy75
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Margin of Safety
+59.4%
Fair Value
$61.43
Current Price
$21.77
$39.66 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 47.6%
Revenue surging 41.4% year-over-year
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
3.0% revenue growth
Earnings declined 3.7%
Expensive relative to growth rate
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : ONB
The strongest argument for ONB centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 29.1% and operating margin at 47.6%. Revenue growth of 41.4% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Bear Case : ONB
The primary concerns for ONB are PEG Ratio, Piotroski F-Score.
Key Dynamics to Monitor
IBN profiles as a value stock while ONB is a growth play — different risk/reward profiles.
ONB carries more volatility with a beta of 0.83 — expect wider price swings.
ONB is growing revenue faster at 41.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ONB scores higher overall (75/100 vs 69/100), backed by strong 29.1% margins and 41.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Old National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Old National Bancorp is the banking holding company for Old National Bank providing various financial services to individual and business clients in the United States. The company is headquartered in Evansville, Indiana.
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