Itau Unibanco Banco Holding SA (ITUB)vsKeyCorp (KEY)
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
KEY
KeyCorp
$20.00
+0.91%
FINANCIAL SERVICES · Cap: $21.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 1883% more annual revenue ($138.95B vs $7.01B). ITUB leads profitability with a 32.3% profit margin vs 26.1%. ITUB appears more attractively valued with a PEG of 1.30. KEY earns a higher WallStSmart Score of 81/100 (A-).
ITUB
Strong Buy76
out of 100
Grade: B+
KEY
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Margin of Safety
+68.3%
Fair Value
$71.14
Current Price
$20.00
$51.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Strong operational efficiency at 33.6%
Revenue surging 131.5% year-over-year
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 40.1% YoY
Areas to Watch
2.8% earnings growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : KEY
The strongest argument for KEY centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.1% and operating margin at 33.6%. Revenue growth of 131.5% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Bear Case : KEY
The primary concerns for KEY are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ITUB profiles as a mature stock while KEY is a growth play — different risk/reward profiles.
KEY carries more volatility with a beta of 1.09 — expect wider price swings.
KEY is growing revenue faster at 131.5% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
KEY scores higher overall (81/100 vs 76/100), backed by strong 26.1% margins and 131.5% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
KeyCorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
KeyBank, the primary subsidiary of KeyCorp, is a regional bank headquartered in Cleveland.
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