HDFC Bank Limited ADR (HDB)vsKeyCorp (KEY)
HDB
HDFC Bank Limited ADR
$25.79
+2.67%
FINANCIAL SERVICES · Cap: $130.27B
KEY
KeyCorp
$20.00
+0.91%
FINANCIAL SERVICES · Cap: $21.79B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 40507% more annual revenue ($2.85T vs $7.01B). HDB leads profitability with a 26.2% profit margin vs 26.1%. HDB appears more attractively valued with a PEG of 1.01. KEY earns a higher WallStSmart Score of 81/100 (A-).
HDB
Strong Buy78
out of 100
Grade: B+
KEY
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+11.2%
Fair Value
$36.29
Current Price
$25.79
$10.50 discount
Margin of Safety
+68.3%
Fair Value
$71.14
Current Price
$20.00
$51.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.8%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.4% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 33.6%
Revenue surging 131.5% year-over-year
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 40.1% YoY
Areas to Watch
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HDB
The strongest argument for HDB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.2% and operating margin at 34.8%. Revenue growth of 26.4% demonstrates continued momentum.
Bull Case : KEY
The strongest argument for KEY centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.1% and operating margin at 33.6%. Revenue growth of 131.5% demonstrates continued momentum.
Bear Case : HDB
The primary concerns for HDB are Debt/Equity, Piotroski F-Score, Altman Z-Score.
Bear Case : KEY
The primary concerns for KEY are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
KEY carries more volatility with a beta of 1.09 — expect wider price swings.
KEY is growing revenue faster at 131.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
KEY scores higher overall (81/100 vs 78/100), backed by strong 26.1% margins and 131.5% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →KeyCorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
KeyBank, the primary subsidiary of KeyCorp, is a regional bank headquartered in Cleveland.
Compare with Other BANKS - REGIONAL Stocks
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