WallStSmart

Intel Corporation (INTC)vsTyler Technologies Inc (TYL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intel Corporation generates 2158% more annual revenue ($53.76B vs $2.38B). TYL leads profitability with a 13.3% profit margin vs -5.9%. INTC appears more attractively valued with a PEG of 1.36. TYL earns a higher WallStSmart Score of 51/100 (C-).

INTC

Avoid

33

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 4.3Quality: 7.0
Piotroski: 5/9Altman Z: 1.69

TYL

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 6.5Value: 4.7Quality: 5.8
Piotroski: 4/9Altman Z: 2.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INTCSignificantly Overvalued (-28.5%)

Margin of Safety

-28.5%

Fair Value

$35.50

Current Price

$124.92

$89.42 premium

UndervaluedFair: $35.50Overvalued
TYLUndervalued (+9.0%)

Margin of Safety

+9.0%

Fair Value

$372.75

Current Price

$324.58

$48.17 discount

UndervaluedFair: $372.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC1 strengths · Avg: 10.0/10
Market CapQuality
$627.85B10/10

Mega-cap, among the largest globally

TYL0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

INTC4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Free Cash FlowQuality
$-2.54B2/10

Negative free cash flow — burning cash

TYL3 concerns · Avg: 3.3/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

P/E RatioValuation
45.7x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : TYL

TYL has a balanced fundamental profile.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : TYL

The primary concerns for TYL are PEG Ratio, EPS Growth, P/E Ratio. A P/E of 45.7x leaves little room for execution misses.

Key Dynamics to Monitor

INTC profiles as a turnaround stock while TYL is a value play — different risk/reward profiles.

INTC carries more volatility with a beta of 2.19 — expect wider price swings.

TYL is growing revenue faster at 8.6% — sustainability is the question.

TYL generates stronger free cash flow (104M), providing more financial flexibility.

Bottom Line

TYL scores higher overall (51/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

Visit Website →

Tyler Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Tyler Technologies, Inc., based in Plano, Texas, is the largest provider of software to the United States public sector.

Want to dig deeper into these stocks?