Intel Corporation (INTC)vsSoFi Technologies Inc. (SOFI)
INTC
Intel Corporation
$47.18
+7.08%
TECHNOLOGY · Cap: $220.09B
SOFI
SoFi Technologies Inc.
$16.56
-0.84%
FINANCIAL SERVICES · Cap: $21.30B
Smart Verdict
WallStSmart Research — data-driven comparison
Intel Corporation generates 1375% more annual revenue ($52.85B vs $3.58B). SOFI leads profitability with a 13.4% profit margin vs -0.5%. INTC appears more attractively valued with a PEG of 0.50. SOFI earns a higher WallStSmart Score of 58/100 (C).
INTC
Hold42
out of 100
Grade: D
SOFI
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for INTC.
Margin of Safety
-609.1%
Fair Value
$2.65
Current Price
$16.56
$13.91 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 40.2% year-over-year
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
ROE of 0.0% — below average capital efficiency
Revenue declined 4.1%
Earnings declined 71.7%
ROE of 5.7% — below average capital efficiency
Premium valuation, high expectations priced in
Earnings declined 57.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : INTC
The strongest argument for INTC centers on Market Cap, PEG Ratio, Price/Book. PEG of 0.50 suggests the stock is reasonably priced for its growth.
Bull Case : SOFI
The strongest argument for SOFI centers on Revenue Growth, Debt/Equity, Price/Book. Revenue growth of 40.2% demonstrates continued momentum. PEG of 1.45 suggests the stock is reasonably priced for its growth.
Bear Case : INTC
The primary concerns for INTC are Altman Z-Score, Return on Equity, Revenue Growth.
Bear Case : SOFI
The primary concerns for SOFI are Return on Equity, P/E Ratio, EPS Growth. A P/E of 42.8x leaves little room for execution misses.
Key Dynamics to Monitor
INTC profiles as a turnaround stock while SOFI is a growth play — different risk/reward profiles.
SOFI carries more volatility with a beta of 2.26 — expect wider price swings.
SOFI is growing revenue faster at 40.2% — sustainability is the question.
INTC generates stronger free cash flow (800M), providing more financial flexibility.
Bottom Line
SOFI scores higher overall (58/100 vs 42/100) and 40.2% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Intel Corporation
TECHNOLOGY · SEMICONDUCTORS · USA
Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).
Visit Website →SoFi Technologies Inc.
FINANCIAL SERVICES · CREDIT SERVICES · USA
SoFi Technologies, Inc. provides digital financial services. The company is headquartered in San Francisco, California.
Visit Website →Compare with Other SEMICONDUCTORS Stocks
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