WallStSmart

International Flavors & Fragrances Inc (IFF)vsThe Mosaic Company (MOS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Mosaic Company generates 15% more annual revenue ($12.43B vs $10.79B). IFF leads profitability with a 7.7% profit margin vs 0.4%. IFF appears more attractively valued with a PEG of 0.90. MOS earns a higher WallStSmart Score of 62/100 (C+).

IFF

Buy

55

out of 100

Grade: C

Growth: 2.0Profit: 4.5Value: 8.0Quality: 5.5
Piotroski: 5/9Altman Z: 1.04

MOS

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 7.5
Piotroski: 6/9Altman Z: 2.16
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IFFUndervalued (+64.0%)

Margin of Safety

+64.0%

Fair Value

$213.84

Current Price

$79.47

$134.37 discount

UndervaluedFair: $213.84Overvalued
MOSUndervalued (+54.7%)

Margin of Safety

+54.7%

Fair Value

$68.80

Current Price

$22.77

$46.03 discount

UndervaluedFair: $68.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IFF2 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

PEG RatioValuation
0.908/10

Growing faster than its price suggests

MOS3 strengths · Avg: 9.7/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
239.5%10/10

Earnings expanding 239.5% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Areas to Watch

IFF4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

Profit MarginProfitability
7.7%3/10

7.7% margin — thin

Revenue GrowthGrowth
-3.6%2/10

Revenue declined 3.6%

EPS GrowthGrowth
-31.0%2/10

Earnings declined 31.0%

MOS4 concerns · Avg: 3.3/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

Operating MarginProfitability
0.8%3/10

Operating margin of 0.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : IFF

The strongest argument for IFF centers on Price/Book, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : MOS

The strongest argument for MOS centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 14.4% demonstrates continued momentum.

Bear Case : IFF

The primary concerns for IFF are Return on Equity, Profit Margin, Revenue Growth.

Bear Case : MOS

The primary concerns for MOS are PEG Ratio, Return on Equity, Profit Margin. A P/E of 158.1x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

IFF carries more volatility with a beta of 0.94 — expect wider price swings.

MOS is growing revenue faster at 14.4% — sustainability is the question.

IFF generates stronger free cash flow (92M), providing more financial flexibility.

Monitor SPECIALTY CHEMICALS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MOS scores higher overall (62/100 vs 55/100) and 14.4% revenue growth. IFF offers better value entry with a 64.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

International Flavors & Fragrances Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

International Flavors & Fragrances is an American corporation that produces flavors, fragrances, and cosmetic actives, which it markets globally. It is headquartered in New York City.

The Mosaic Company

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

The Mosaic Company is a Fortune 500 company based in Tampa, Florida which mines phosphate and potash, and operates through segments such as international distribution and Mosaic Fertilizantes.

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