WallStSmart

Air Products and Chemicals Inc (APD)vsThe Mosaic Company (MOS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Air Products and Chemicals Inc generates 1% more annual revenue ($12.21B vs $12.05B). MOS leads profitability with a 4.5% profit margin vs -2.7%. MOS appears more attractively valued with a PEG of 1.63. MOS earns a higher WallStSmart Score of 62/100 (C+).

APD

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 3.5Value: 3.0Quality: 3.5
Piotroski: 1/9Altman Z: 1.36

MOS

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.22
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APDSignificantly Overvalued (-85.4%)

Margin of Safety

-85.4%

Fair Value

$161.81

Current Price

$300.05

$138.24 premium

UndervaluedFair: $161.81Overvalued
MOSUndervalued (+62.8%)

Margin of Safety

+62.8%

Fair Value

$83.69

Current Price

$23.03

$60.66 discount

UndervaluedFair: $83.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APD2 strengths · Avg: 8.5/10
Market CapQuality
$67.35B9/10

Large-cap with strong market position

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

MOS3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
239.5%10/10

Earnings expanding 239.5% YoY

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Areas to Watch

APD4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.183/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
6.412/10

Expensive relative to growth rate

Return on EquityProfitability
-1.7%2/10

ROE of -1.7% — below average capital efficiency

MOS4 concerns · Avg: 3.3/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
4.5%3/10

4.5% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : APD

The strongest argument for APD centers on Market Cap, Operating Margin.

Bull Case : MOS

The strongest argument for MOS centers on Price/Book, EPS Growth, P/E Ratio.

Bear Case : APD

The primary concerns for APD are Debt/Equity, Piotroski F-Score, PEG Ratio.

Bear Case : MOS

The primary concerns for MOS are PEG Ratio, Return on Equity, Profit Margin. Thin 4.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

APD profiles as a turnaround stock while MOS is a value play — different risk/reward profiles.

MOS carries more volatility with a beta of 0.96 — expect wider price swings.

APD is growing revenue faster at 5.8% — sustainability is the question.

APD generates stronger free cash flow (-351M), providing more financial flexibility.

Bottom Line

MOS scores higher overall (62/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Air Products and Chemicals Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

Air Products and Chemicals, Inc. is an American international corporation whose principal business is selling gases and chemicals for industrial uses. Air Products' headquarters is in Allentown, Pennsylvania.

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The Mosaic Company

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

The Mosaic Company is a Fortune 500 company based in Tampa, Florida which mines phosphate and potash, and operates through segments such as international distribution and Mosaic Fertilizantes.

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