WallStSmart

IDT Corporation (IDT)vsAT&T Inc. (T)

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Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc. generates 9827% more annual revenue ($128.85B vs $1.30B). T leads profitability with a 10.2% profit margin vs 6.7%. T appears more attractively valued with a PEG of 1.26. T earns a higher WallStSmart Score of 64/100 (C+).

IDT

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.7Quality: 8.0
Piotroski: 4/9Altman Z: 3.82

T

Buy

64

out of 100

Grade: C+

Growth: 4.0Profit: 6.5Value: 8.0Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IDT.

TUndervalued (+22.7%)

Margin of Safety

+22.7%

Fair Value

$28.38

Current Price

$22.18

$6.20 discount

UndervaluedFair: $28.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDT4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.1%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
30.0%8/10

Earnings expanding 30.0% YoY

T5 strengths · Avg: 9.0/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Market CapQuality
$144.23B9/10

Large-cap with strong market position

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

Free Cash FlowQuality
$5.46B8/10

Generating 5.5B in free cash flow

Areas to Watch

IDT1 concerns · Avg: 3.0/10
Profit MarginProfitability
6.7%3/10

6.7% margin — thin

T3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.673/10

Elevated debt levels

EPS GrowthGrowth
-90.4%2/10

Earnings declined 90.4%

Altman Z-ScoreHealth
0.872/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : IDT

The strongest argument for IDT centers on Debt/Equity, Altman Z-Score, Return on Equity. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : T

The strongest argument for T centers on P/E Ratio, Price/Book, Market Cap. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : IDT

The primary concerns for IDT are Profit Margin.

Bear Case : T

The primary concerns for T are Debt/Equity, EPS Growth, Altman Z-Score. Debt-to-equity of 1.67 is elevated, increasing financial risk.

Key Dynamics to Monitor

IDT carries more volatility with a beta of 0.56 — expect wider price swings.

IDT is growing revenue faster at 7.1% — sustainability is the question.

T generates stronger free cash flow (5.5B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

T scores higher overall (64/100 vs 62/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

IDT Corporation

COMMUNICATION SERVICES · TELECOM SERVICES · USA

IDT Corporation operates in the communications and payments industries in the United States and internationally. The company is headquartered in Newark, New Jersey.

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AT&T Inc.

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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