WallStSmart

Installed Building Products Inc (IBP)vsToll Brothers Inc (TOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 263% more annual revenue ($10.76B vs $2.96B). TOL leads profitability with a 11.1% profit margin vs 8.5%. TOL appears more attractively valued with a PEG of 0.95. TOL earns a higher WallStSmart Score of 59/100 (C).

IBP

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.7Quality: 7.5
Piotroski: 6/9Altman Z: 3.48

TOL

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 6.7Quality: 8.0
Piotroski: 3/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IBP.

TOLSignificantly Overvalued (-42.6%)

Margin of Safety

-42.6%

Fair Value

$95.64

Current Price

$134.92

$39.28 premium

UndervaluedFair: $95.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IBP2 strengths · Avg: 10.0/10
Return on EquityProfitability
38.2%10/10

Every $100 of equity generates 38 in profit

Altman Z-ScoreHealth
3.4810/10

Safe zone — low bankruptcy risk

TOL4 strengths · Avg: 9.5/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Areas to Watch

IBP4 concerns · Avg: 3.3/10
Price/BookValuation
8.4x4/10

Trading at 8.4x book value

Revenue GrowthGrowth
2.3%4/10

2.3% revenue growth

Debt/EquityHealth
1.883/10

Elevated debt levels

EPS GrowthGrowth
-3.6%2/10

Earnings declined 3.6%

TOL3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.7%2/10

Revenue declined 9.7%

EPS GrowthGrowth
-20.4%2/10

Earnings declined 20.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : IBP

The strongest argument for IBP centers on Return on Equity, Altman Z-Score. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : IBP

The primary concerns for IBP are Price/Book, Revenue Growth, Debt/Equity. Debt-to-equity of 1.88 is elevated, increasing financial risk.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

IBP profiles as a value stock while TOL is a declining play — different risk/reward profiles.

IBP carries more volatility with a beta of 1.72 — expect wider price swings.

IBP is growing revenue faster at 2.3% — sustainability is the question.

TOL generates stronger free cash flow (220M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (59/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Installed Building Products Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Installed Building Products, Inc. is engaged in the installation of insulation, waterproofing, fire protection, fire protection, garage doors, rain gutters, window blinds, shower doors, closet shelving and mirrors and other products in the Continental United States. The company is headquartered in Columbus, Ohio.

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Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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