Interactive Brokers Group Inc (IBKR)vsXp Inc (XP)
IBKR
Interactive Brokers Group Inc
$68.68
+3.87%
FINANCIAL SERVICES · Cap: $115.34B
XP
Xp Inc
$19.69
+2.45%
FINANCIAL SERVICES · Cap: $9.94B
Smart Verdict
WallStSmart Research — data-driven comparison
Xp Inc generates 186% more annual revenue ($17.77B vs $6.21B). XP leads profitability with a 29.1% profit margin vs 15.9%. XP trades at a lower P/E of 10.5x. XP earns a higher WallStSmart Score of 74/100 (B).
IBKR
Strong Buy66
out of 100
Grade: B-
XP
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.5%
Fair Value
$103.90
Current Price
$68.68
$35.22 discount
Margin of Safety
+62.2%
Fair Value
$53.73
Current Price
$19.69
$34.04 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 78.8%
Conservative balance sheet, low leverage
Large-cap with strong market position
Every $100 of equity generates 24 in profit
15.2% revenue growth
Earnings expanding 30.3% YoY
Attractively priced relative to earnings
Strong operational efficiency at 31.5%
Every $100 of equity generates 24 in profit
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Weak financial health signals
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : IBKR
The strongest argument for IBKR centers on Operating Margin, Debt/Equity, Market Cap. Profitability is solid with margins at 15.9% and operating margin at 78.8%. Revenue growth of 15.2% demonstrates continued momentum.
Bull Case : XP
The strongest argument for XP centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 29.1% and operating margin at 31.5%. Revenue growth of 13.3% demonstrates continued momentum.
Bear Case : IBKR
The primary concerns for IBKR are PEG Ratio, P/E Ratio, Piotroski F-Score.
Bear Case : XP
The primary concerns for XP are Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
IBKR profiles as a growth stock while XP is a mature play — different risk/reward profiles.
XP carries more volatility with a beta of 1.26 — expect wider price swings.
IBKR is growing revenue faster at 15.2% — sustainability is the question.
IBKR generates stronger free cash flow (1.6B), providing more financial flexibility.
Bottom Line
XP scores higher overall (74/100 vs 66/100), backed by strong 29.1% margins and 13.3% revenue growth. IBKR offers better value entry with a 26.5% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Interactive Brokers Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.
Xp Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
XP Inc. offers financial products and services in Brazil. The company is headquartered in So Paulo, Brazil.
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