Hawthorn Bancshares Inc (HWBK)vsICICI Bank Limited (IBN)
HWBK
Hawthorn Bancshares Inc
$38.73
+1.28%
FINANCIAL SERVICES · Cap: $288.68M
IBN
ICICI Bank Limited
$28.15
-0.11%
FINANCIAL SERVICES · Cap: $103.54B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 2427444% more annual revenue ($2.04T vs $83.92M). HWBK leads profitability with a 30.2% profit margin vs 27.5%. HWBK trades at a lower P/E of 10.8x. IBN earns a higher WallStSmart Score of 79/100 (B+).
HWBK
Buy63
out of 100
Grade: C+
IBN
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 39.4%
Earnings expanding 20.5% YoY
Strong operational efficiency at 38.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HWBK
The strongest argument for HWBK centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.2% and operating margin at 39.4%. Revenue growth of 14.9% demonstrates continued momentum.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 38.5%. Revenue growth of 11.4% demonstrates continued momentum.
Bear Case : HWBK
The primary concerns for HWBK are Market Cap, Altman Z-Score.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
HWBK carries more volatility with a beta of 0.47 — expect wider price swings.
HWBK is growing revenue faster at 14.9% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IBN scores higher overall (79/100 vs 63/100), backed by strong 27.5% margins and 11.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hawthorn Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hawthorn Bancshares, Inc. is the banking holding company for Hawthorn Bank providing various banking services in Missouri. The company is headquartered in Jefferson City, Missouri.
Visit Website →ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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