WallStSmart

Haverty Furniture Companies Inc (HVT)vsTheRealReal Inc (REAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 4% more annual revenue ($780.39M vs $749.91M). HVT leads profitability with a 2.9% profit margin vs -10.8%. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

REAL

Avoid

34

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 4.7Quality: 5.0
Piotroski: 4/9Altman Z: -2.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-53.0%)

Margin of Safety

-53.0%

Fair Value

$17.21

Current Price

$27.28

$10.07 premium

UndervaluedFair: $17.21Overvalued
REALFair Value (-1.8%)

Margin of Safety

-1.8%

Fair Value

$11.62

Current Price

$9.45

$2.17 premium

UndervaluedFair: $11.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.768/10

Growing faster than its price suggests

REAL2 strengths · Avg: 9.0/10
Debt/EquityHealth
-1.2310/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$447.93M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

REAL4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.16B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-933.0%2/10

ROE of -933.0% — below average capital efficiency

Free Cash FlowQuality
$-2.42M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : REAL

The strongest argument for REAL centers on Debt/Equity, Revenue Growth. Revenue growth of 16.6% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : REAL

The primary concerns for REAL are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

HVT profiles as a value stock while REAL is a growth play — different risk/reward profiles.

REAL carries more volatility with a beta of 2.71 — expect wider price swings.

REAL is growing revenue faster at 16.6% — sustainability is the question.

HVT generates stronger free cash flow (18M), providing more financial flexibility.

Bottom Line

HVT scores higher overall (64/100 vs 34/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

TheRealReal Inc

CONSUMER CYCLICAL · LUXURY GOODS · USA

RealReal, Inc. operates an online marketplace for consigned luxury goods. The company is headquartered in San Francisco, California.

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